Express Life Insurance from Aviva

Protect your mortgage customers in a matter of minutes.

Aviva have developed an Express Life Insurance solution for your mortgage customers so you can cut out the long-winded questions and give your customers instant prices and decisions on Aviva’s Life Insurance product, available with or without critical illness.

THIS IS A SINGLE-TIE PROPOSITION, IF YOU SIGN UP TO THIS YOU WILL BE SINGLE-TIED TO AVIVA AND ONLY ALLOWED TO OFFER EXPRESS INSURANCE, LIFE WITH OR WITHOUT CRITICAL ILLNESS.

PLEASE NOTE, AS YOU ARE SINGLE-TIE NO OTHER PROVIDER OR PRODUCT CAN BE USED.

Protection

What if we told you that:

  • You can now provide life cover for your mortgage customers in just four questions for Life Insurance and two questions for Critical Illness Cover*
  • Reduce time by removing the requirement to complete provider research
  • You'll get an instant decision
  • There's no medical underwriting

We’ve partnered with Aviva to bring you this single-tie solution, Express Life Insure. Available with or without Critical Illness, Express Life Insurance is designed to give your customers a quote and decision in a matter of minutes. It’s quick, simple and hassle-free.


Just ask four base questions on life and an additional two on critical illness*
Instant decision, with no further requests for medical information
Customer premium at standard whole-of-market IFA rates



Offer a fully-advised, end-to-end service for your customers



Confidence that your customers have a financial safety net



Earn up to 170% gross API commission**


* One additional question will be asked if the customer smokes or has smoked within the last 5 years
**Net commission 161.5%

​Get started with Express Life Insurance from Aviva***


To gain access to this quick, simple and hassle-free, single-tie Express Life Insurance solution from Aviva, request agency today by emailing your completed application form to [email protected].

Download Application Form

Or, for more information contact your Regional Key Account Manager. 

Useful Links


To answer any further questions you may have, take a look at the useful documents we’ve compiled, designed to help you make the most out of Express Life Insurance from Aviva.






For any further information, please contact your Regional Key Account Manager.

Some things you need to know


If your firm is using Aviva Express Life Insurance and your customer is declined cover or require other protection products then you must follow your firm’s guidance for referrals. PMS have a preferred referral firm, Pure Protect that your firm can refer your customer to.

Please contact Pure Protect to discuss the referrals by emailing either [email protected] or [email protected]

By joining this proposition your firm will be single tied to Aviva for Express Insurance, life cover with or without critical illness. Your advisers must only use your Aviva Express Insurance agency, no other provider or product must be used.

*** Life Insurance is provided by Aviva Life and Pensions UK Limited