For all of us working in the mortgage market, we have now experienced a significant series of events that completely changes how we are and how we will be doing mortgage business in the future. Daily cash-inflow for all lenders is now such a crucial element of their own survival, it does influence their lending policy which impacts on what and how they can lend.
PMS have negotiated access to savings products which as well as offering potentially attractive returns for your clients they offer much needed inflow to lenders and a potential extra income stream to yourself. Recent research conducted by Nationwide* found that:
- 25% of consumers are not setting aside any money at all;
- Only 45% of consumers save regularly.
These findings clearly highlight the opportunities that are available to you to potentially earn more money by making savings products available to your client bank.
Please select from the options below or the navigation located at the top left of the page whether you are an IFA (hold investment permissions) or a Mortgage Adviser (don't hold investment permissions) for a list of savings products available to you.
*Source: Nationwide Savings Index - January 2010. Click here to view the Nationwide Savings Index for January 2010.