Aldermore is a new intermediary only lender which promises to take a fresh perspective on the UK mortgage market.
Aldermore's Residential mortgages have been developed specifically for creditworthy borrowers being penalised by automated credit scoring systems, which don't easily accommodate increasingly common lifestyle changes such as job move or relocation.
Its Buy to Let mortgages target experienced Buy to Let landlords who are unable to remortgage or finance new properties due to the lack of Buy to Let funding.
Aldermore does not dual price and believes it should take you less than 5 minutes to submit a client's case details online and receive a decision in principle (which will leave only a soft footprint on their credit file).
All applications are assessed against a set of criteria and rules, rather than relying on credit scoring. If an application is a clear pass or fail you will be told immediately. If it falls into that grey area in between, it will be referred to a skilled underwriter who will assess the application on its own merits.
You'll be kept fully informed of progress via a real time case-tracking facility and e-mail, and via text alerts for offers and completion.
Please note that Aldermore only lends in England and Wales.