Aldermore Mortgages

​​​​​​​Aldermore is one of the UK's fastest growing mortgage lenders and they offer finance to cover the full mortgage lifecycle.

Their range encompasses standard and specialist buy to let mortgages, as well as residential mortgages for purchase and remortgage. All products are backed by award winning service and a refreshing proposition. They consider all the facts, taking individual circumstances into account, underwriting every application on a case by case basis, offering finance to your customers because of their credit worthiness, not their credit score.

Procuration Tables

Gross fee paid by lenderProcuration fee to intermediary

Residential / buy to let                0.45%
Product Transfers                        0.35%


All information correct as at 01/06/2017

Residential / buy to let                 0.40%
Product Transfers                         0.35%


All information correct as at 01/06/2017


Overview

What they can do for you:

Their expert team can deal with all types of customers, landlords, first time buyers, those looking to move up and down the property ladder, the self-employed and limited companies. Aldermore guarantee exceptional customer services and sensibly priced mortgage products underpinned by their online and legacy-free infrastructure.

  • Expert help and award winning service every step of the way
  • Access to dedicated Relationship Managers and Telephone Business Development Managers
  • No credit scoring, every case is individually assessed
  • Online broker portal for DiP submission with an answer in seconds
  • All referrals individually underwritten within 2 hours

Buy to let

Aldermore pride themselves on having no portfolio limits and a product range that spans the broad spectrum of buy to let; their specialist range covers more complex property types, such as HMOs

  • Buy to let mortgages available up to 80% LTV
  • Ex-public sector housing up to 75% LTV
  • First time landlords welcome with a minimum income of £25,000
  • No minimum income required for experienced landlords
  • Mortgages for limited companies owning buy to let
  • Maximum age of 85 at the end of the term
  • Bespoke deals with attractive fixed rates or rates linked to LIBOR for specialist or larger portfolios
  • Interest only for 35 years available

 

 

Buy to let hub:

A recent Aldermore survey showed 84% of advisers felt buy to let lenders needed to be more innovative

In response to these findings, Aldermore have created a new buy to let hub just for intermediaries. With no sign up or log in required, you can take advantage of information and expert commentary on the buy to let market.

Residential mortgages:

Able to deal with all types of applicants and for all sorts of circumstances, including the self-employed, their range of residential mortgages and common sense approach to underwriting is ideal for those applicants who require a personal touch.

Standard purchase and refinance:

  • Mortgages available up to 75% LTV (property value up to £1m)
  • Mortgages available up to 85% LTV (property value up to £400,000)
  • Minimum age 21 and maximum age 70 at the end of the term
  • Interest only mortgages available
  • New build houses and flats
  • Remortgage for capital raising, including debt consolidation

High LTV lending:

  • Mortgages available up to 95% LTV through the governments Help to Buy schemes available for first time buyers and movers
  • Mortgages up to 100% LTV through the Aldermore family guarantee product

Address

Aldermore Mortgages
PO Box 363
Wilmslow
SK9 0BT

For enquiries

Email: mortgage.sales@aldermore.co.uk

Call: 0333 321 1000
         
     

Registration process

New users - register via their website www.intermediaries.aldermore.co.uk, click on 'Register'.