Pepper Money

Pepper Money are an award-winning specialist lender offering Residential and Buy to Let mortgages exclusively through intermediaries.

They believe in challenging the accepted; they recognise that credit scores don’t tell the whole story, so they review each case on its own merits.  Interesting case? They’re interested.

Procuration Tables

Gross fee paid by lenderProcuration fee to intermediary

All products
0.50% (no min/max)

All information correct as at 21/01/2019

All products
0.40% (no min/max)

All information correct as at 21/01/2019


Pepper Money are able to help intermediaries with their interesting cases, including the recently self-employed, those with credit blips, complex income, young credit history or previous financial difficulties.

With competitive products, wide ranging criteria, an experienced team and an appetite for lending – they have a commitment to building strong relationships and offering a straightforward, easily accessible service. 

​Their product range is flexible, allowing their underwriters to apply common sense to real circumstances involving real people. They’re designed for clients whose needs are less straightforward:

  • No maximum value for CCJs / Defaults
  • Self-employed – minimum 1 year’s trading
  • Free legals on all remortgages

Interesting case? They’re interested


Harman House
1 George Street

For enquiries

Get in touch with the team at Pepper

Call:  03333 701 101 (our lines are open Monday – Friday, 9.00am - 5.30pm)
Email: [email protected] 


If you’re new to Pepper or have a new case to submit, you’ll need to use the new portal.Their registration process is quicker and simpler than ever, and the online form should only take a couple of minutes to complete.

Note - If you have an existing case, submitted on or prior to the 1 October 2017, please log into our previous portal to track your case.