Together

Together have been lending for over 40 years, and one thing has never changed: their commitment to common sense, not common practice. 


If a case involves an unusual property or purchase, or the client has complex income or imperfect credit, you might be able to place it with the usual suspects. But when two or more of these complicating factors are in place, Together are there to make your life easier. 

Unlike some other lenders, they don’t rely entirely on tickbox criteria to make lending decisions. Instead, they consider customers’ needs and circumstances on a case-by-case basis – and the final decision is always made by a professional underwriter, not a computer.

Procuration Tables

​Gross fee paid by lender

​Procuration fee to intermediary

Bridging                            1.00% 

Residential                        0.60%

BTL/CBTL                           0.60%

All information correct as at 23/09/2019
Bridging                     0.9%

Residential                  0.55%

BTL/CBTL                     0.55%

All information correct as at 23/09/2019


A range of products

  • Residential mortgages – on a first- and second-charge basis, for first-time buyers and home movers alike. Includes large loans, and remortgages on unencumbered properties.
  • Buy-to-let mortgages – for everyone from accidental landlords and first-time investors, to professionals with extensive portfolios.
  • Bridging loans – on residential property – to repair a broken chain, release capital, or for any other reason.


​An open mind


Talk to Together if your client is:
  • Already retired, or retiring before paying off their mortgage.
  • Self-employed, has complex income, or on a zero-hour contract.
  • Relying on bonuses, overtime, and benefits for affordability.
  • Affected by adverse credit events.
  • New to the UK, with little or no credit history.
  • Buying through Right to Buy or a Shared Ownership scheme, or at auction.
  • Being gifted a deposit or equity.

Or if the property is:
  • Ex-council.
  • High-rise.
  • Of non-standard construction (e.g. concrete, or steel- or timber-framed).
  • An unusual conversion.
  • A self-build (with the relevant guarantees).
  • Defective, or in need of major renovation (i.e. Japanese knotweed, uninhabitable, fire-damaged, etc.)


Address

Together
Lake View, 
Lakeside, 
Cheadle
SK8 3GW


How to register 

Click here to register with My Broker Venue, Togethers online application portal. 

Registering is quick and easy, and they’ll normally have your account activated within 24 hours. 



​For enquiries

For more information on our products, visit www.togethermoney.com/intermediaries.

Or if you need to ask questions about a case, speak to a BDM on 0161 933 7170.