Bath Building Society

​Bath Building Society are a small local Building Society who lend throughout England and Wales. They pride theirselves on creating niche products to meet their customers' requirements. They have a small experienced team who are used to providing a personal service where they make their decisions - not their computers.

Procuration Tables

Gross fee paid by lenderProcuration fee to intermediary

All products                  0.375% 

All information correct as at 02/01/2019

All products              0.35%

All information correct as at 02/01/2019

Overview & Benefits

  • No credit scoring
  • Cases looked at individually
  • 100% Parent Assisted Mortgages
  • Guarantors considered
  • 80% LTV on buy to lets
  • 80% LTV ex pat buy to lets
  • 95% LTV  residential mortgages with indemnity
  • 75% LTV holiday let mortgages
  • 70% LTV on HMO’s

  • Rent a room mortgages where they can take lodger income into consideration up to 85% LTV
  • Shared Ownership. Minimum share 30% Max 95% LTV. Must be able to staircase up to 100% LTV
  • Blips on credit files considered
  • Manual underwriting
  • Lending into Retirement Mortgages up to 50% LTV

100% Buy for University Mortgages. Direct Only but we will pay a 0.2% referral


Bath Building Society
15 Queen Square

For Enquiries


Business Development Managers:

  • Ashley Allsop  – 07551 158485
  • Kerrin White   – 07469 353396

Mortgage Sales Managers:

  • Ben Hutchings – 01225 475 706 / 07738 321946

Registration Process

You do not need to register with the Bath Building Society, but please ensure you state PMS as your payment route on every Application Form.

You will need to contact the Bath Building Society each time you need to apply for a mortgage, and they will then send you an Application Form by email.