Chorley Building Society
Chorley Building Society

Chorley Building Society

Chorley Building Society is a traditional mutual Society trusted since 1857. 

Chorley Intermediaries is the dedicated intermediary team at Chorley Building Society committed to delivering a personal service from initial enquiry through to completion.

Chorley Intermediaries takes the time to listen to what you need from a mortgage lender and pride themselves on making lending decisions that are based on individual circumstanced, not on numbers.

Proc Fees

Products Gross Net
Buy to Let 0.5% 0.48%
Residential 0.40% 0.38%
Product Type When does the lender pay PMS? Frequency
All 5 - 7 days. Daily.

Lenders send payments by BACS which can take anything up to 5 working days to clear at PMS. PMS then make payment to brokers once the funds have cleared in our account.  

Overview & Benefits

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Register to place business with Chorley Building Society:

*Please select that you are a PMS Mortgage Club member when registering, placing business or checking existing payment route to ensure you receive the procuration fee quoted by PMS.


Why choose Chorley Building Society?

Personal approach - When you contact Chorley Intermediaries you will connect with a member of the mortgage team, not a call centre, giving you direct access to the decision makers.
Flexible underwriting - Every case is manually underwritten with individual requirements reviewed. They do not credit score and responsible lending decisions are taken as they endeavour to say 'yes' rather than 'no' with unique circumstanced reviewed on their own merits.

They will accept:

  • Prime residential mortgage lending to individuals
  • Lending nationally in England, Scotland and Wales
  • Maximum LTV of 95% (90% in Scotland)
  • First charge lending only
  • Loans equal or less than £1million
  • Interest only and capital and repayment

They will consider:

  • Lending into retirement or whilst retired (no upper age limit)
  • Self-employed (commercially minded underwriters with an understanding of financial accounts often able to base their assessments on most recent information)
  • Interest only up to 80% LTV (suitable repayment vehicle including downsize of property)
  • Concessional purchase
  • Second homes
  • Guarantor