Scottish Widows Bank

Scottish Widows Bank

Scottish Widows Bank offers mortgage products designed to provide your customers with flexible solutions.

Proc Fees

Product Gross Net
Mortgage (including Product Transfers) 0.36% 0.35%
Further Advance (loans over £10k) £100 £100


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Register to place business with Scottish Widows Bank:

*Please select that you are a PMS Mortgage Club member when registering, placing business or checking existing payment route to ensure you receive the procuration fee quoted by PMS.



  • Choice of reduced term or reduced monthly payment
  • No additional charge or higher rates for offset facility
  • Simply one mortgage and one savings account 
  • Use the online offset calculator to show your customers the benefit of offsetting.

Remortgage incentives

  • Free valuation or refund up to £250
  • Free legals or £300 cashback

Switch and fix

  • Available on base rate tracker mortgages
  • Switch to a new fixed rate without paying an early repayment charge
  • A fixed rate booking fee applies

Internet banking

  • Allows customers to manage their mortgage and offset saver account online.

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