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Responsible Lending, Princess Court, 23 Princess St, Plymouth, PL1 2EX
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Responsible Lending

Founded in 2017, Responsible Lending are the exclusive providers of the Royal London Equity Release product range. The Royal London Equity Release product range combines product flexibility, market-leading rates, and exclusive benefits, such as 21-day guaranteed rates and an exceptional service for advisers and customers alike.

Key Features

Paid by PMS

For details of when your proc fee will be paid, please click on the button below.

Paid by PMS

Proc Fees

Product	Gross	Net
All Products	2.5%	2.3%

Key Features

92% acceptance rate across our product range and a good relationship with our funder.
21-day guaranteed rates from the point of sourcing.

Exceptional service for advisers and customers alike, including follow up communication from our Business Development and Customer Service Teams.
An experienced and organised team, with dedicated Field and Telephone BD support.

Overview

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Register to place business with Responsible Lending:

*Please select that you are a PMS Mortgage Club member when registering, placing business or checking existing payment route to ensure you receive the procuration fee quoted by PMS.

The Royal London Equity Release product range offers both a Standard Product and a Premier Product. The Standard Product is available to customers aged 55 to 84 years and 6 months, with a minimum property value of £125,000 and a maximum value of £2,000,000.

The Premier Product offers the same age range and is better suited to customers with a high value property, above £2,000,000 and with no maximum limit. Both products offer the option to pay up to 10% of the total cash advance within each 12-month period.