Foundation Home Loans
Foundation Home Loans

Foundation Home Loans

Foundation Home Loans is a specialist intermediary only lender, that provides Buy to Let and Residential mortgages for clients with more complex needs.


Key Features Video Tools & Calculators


Proc Fees

Product Gross
All 0.5%
Product Type When does the lender pay PMS? Frequency
All Cases completing between 1st - 15th - paid same month
Cases completing between 16th -31st - paid following month

Lenders send payments by BACS which can take anything up to 5 working days to clear at PMS. PMS then make payment to brokers once the funds have cleared in our account.  

Key Features

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    Up to 80% LTV

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    Loans up to £1.5m (dependant on product)

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    No limit to portfolio size, subject to maximum borrowing of £3m with us

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    Catering for specialist property types


Post Code Restrictions: Lender-InfoBoxWhite

Property must be located in England and Wales.

Scotland & Northern Ireland are not considered.

Landlords of property in Wales must be registered with Rent Smart Wales (with the exception of short term let applications).

Register Lender-InfoBoxWhite

Register to place business with Foundation Home Loans:

*Please select that you are a PMS Mortgage Club member when registering, placing business or checking existing payment route to ensure you receive the procuration fee quoted by PMS.


Foundation Home Loans can also help residential clients who miss out on mainstream mortgages due to:

  • High spending on credit cards
  • Being linked to someone with poor credit – even if they are historic links
  • Regular movers or those not on the voter role







Tools & Calculators