Central Trust
Central Trust

Central Trust

Central Trust are a leading provider of second charge mortgages on residential, owner-occupied properties in England, Wales, Scotland (including the Isles) and Northern Ireland. We are a leading secured loan lender since 1988.

We provide direct access to our underwriting team and underwrite all cases manually.

We provide a dedicated team at our Head Office in Watford, who will work with your Club members and package the loan application on their behalf. Please call us and see the benefits of working with Central Trust.

Proc Fees

Product Gross Net
All Products 1.5% 1.25%

Central Trust are a leading provider of second charge mortgages on residential , owner-occupied properties in England, Wales, Scotland ( including the Isles) and Northern Ireland.

Providing you with a dedicated team in their Watford office, who will work with all PMS mortgage club members and package an application on your behalf.

* Light adverse / impaired credit status applicants accepted
* User friendly portal integrating an advanced affordability model, EID check, AVM check and integrated Equifax CRA search supporting an accurate lending decision
* Max age 80 at end of loan term
* Self-employed applicants ( minimum 1 year history of accounts required )
* Most non-standard construction properties accepted inc. Ex-local authority , High Rise , Steel Framed, Timber Framed , Concrete System ...
* Northern Ireland applications accepted
*100% of all major benefits accepted
* Minimum of just 6 months first charge mortgage history
* No minimum or maximum income levels required

All this and more supported by your own happy and helpful sales team at Central Trust.

To find out more about Central Trust's second charge product range visit http://www.centraltrust.co.uk/