Market Financial Solutions
Who they can help?
Market Financial Solutions help landlords reach their goals, making complex circumstances simple with expert underwriters looking for ways to say yes. and the same underwriter is with you through to completion!
In most cases they can lend more than other lenders, helping with affordability challenges, specialising in unregulated loans:
Their product ranges:
- Buy to Let mortgages
- Semi & Commercial term loans
- Bridge Fusion
- Bridging Finance – 1st and 2nd charge
Across ALL their ranges:
- Boost maximum loan size with their market leading affordability tools including top slicing.
- Expats, Foreign Nationals (even without UK footprint), trading companies, SPVs, trust including offshore
- Share purchase agreements
- Adverse credit considered
Buy to Let & Commercial Term -> £100k – £3m, (£2m Commercial)
- Lending up to 75% (70% Commercial)
- Semi Commercial – over 50% residential = residential BTL products
- Maximum 10-year term
- No stress-testing of background portfolio or fixed rates less than 5 years
- MUFBs, unlimited HMOs, Holiday lets, flats above nuisance premises, ex-local flats etc
- Refurbishment BTL without the need for bridging
- FT Landlords and FTBs considered
- Commercial can considered: Nursing/care homes, hotels/B&Bs, restaurants, pubs, steel-framed warehouses, leisure clubs/gyms
Bridging Loans ->£80k – £50m
- Up to 75% LTV (70% for second charge & semi/commercial)
- Cross-charging available
- No exit fees
- Specialists in complex circumstances
- Heavy adverse including Bankruptcy annulments acceptable