Overview
Post Code Restrictions: 
England, Scotland (mainland) and Wales only
Register 
Register to place business with Bluestone Mortgages:
*Please select that you are a PMS Mortgage Club member when registering, placing business or checking existing payment route to ensure you receive the procuration fee quoted by PMS.
Register
Bluestone Mortgages is a lender specialising in residential mortgage origination, portfolio servicing and cloud-based technology development in the financial services sector. Acquired by Shawbrook Bank in 2023, Bluestone is a specialist lender dealing with complex cases and customers with adverse credit.
Working with an extensive network of brokers, Bluestone Mortgages focuses on supporting customers who don’t fit the traditional profile of high street banks, whether that’s defaults, CCJs, an unsteady income stream from being self-employed, or simply wanting to get on the property ladder.
The Bluestone team pride themselves on treating customers as individuals and making decisions based on their circumstances, not their credit score, while also being a dynamic and responsible lender, considering all individual circumstances with a manual, holistic underwriting approach.
Let’s give credit where credit is due.
Products
Residential (Fees & Fees-Free)
- Time to move home, time to think about a new mortgage. For brokers, complex adverse customers can often create headaches when it is time to start over. Our team of expert underwriters work with you to understand the reality of affordability today, so we can help your client secure their dream home.
Find out more
Remortgage (Fees & Fees- Free)
- When it comes to remortgages, our specialist products and flexible approach take the stress away when customers want to readjust their finances. Whether a customer wants a straight switch or to borrow more for home improvements, we have a product to match their needs, whilst also giving them the option of fee-free products.
Find out more
Right to Buy (Fees & Fees-Free)
- Available on residential 5 year fixed rate range, our Right to Buy scheme gives council tenants the opportunity to buy their home at a discounted price, available in conjunction with all standard criteria. We can lend 100% of discounted purchase price, up to a max 75% of open market value.
Find out more
Product Transfer (Fees & Fees-Free)
- Client's fixed-rate coming to an end, or they're already on our Standard Variable Rate? If they are already a Bluestone customer, product transfer ensures a smooth & easy transition to an alternative rate for your client. Available on our broker portal, you can complete the application journey within minutes & benefit from our fast-processing speed
Find out more
Deposit Unlock (Fees & Fees-Free)
- Saving for a deposit prevents many customers from taking the step to buying their first home. Deposit Unlock is a scheme that enables clients to buy a new build home with just a 5% deposit and with no equity loans required, they own 100% of the property.
Find out more
Guides
Product Guide : View our main products here
Product Transfer Product Guide: View our product transfer rates here.