Bluestone Mortgages
Bluestone Mortgages

Bluestone Mortgages

At Bluestone Mortgages, we understand that life does not always go to plan so unforeseen events should not damage your client's chances of getting a mortgage.

Our products are specifically designed to enable us to assess cases on their individual merits. Many customers do not fit the criteria of the high street lenders whether it be previous credit issues or complex incomes.

We’re a specialist mortgage lender with a simple ambition – To help more of your customers get affordable mortgages.

Key Features

Proc Fees

Product Gross Net
Residential 0.6% 0.5%
BTL 0.6% 0.5%
Product Transfer 0.35% 0.33%
Product Type When does the lender pay PMS? Frequency

Dependant on when confirmation of completion is received as payment is every other week.


Lenders send payments by BACS which can take anything up to 5 working days to clear at PMS. PMS then make payment to brokers once the funds have cleared in our account.  


Post Code Restrictions: Lender-InfoBoxWhite

England, Scotland (mainland) and Wales only

Register Lender-InfoBoxWhite

Register to place business with Bluestone Mortgages:

*Please select that you are a PMS Mortgage Club member when registering, placing business or checking existing payment route to ensure you receive the procuration fee quoted by PMS.


Our range of products are designed to meet the changing needs of today’s customer. Underwritten by our team of real people with expert knowledge who’ll treat your customers as individuals.

Key criteria:

  • No credit scoring
  • Up to 4 defaults and 3 CCJs allowed in the last 3 years (unsatisfied)
  • IVAs/bankruptcy accepted and DMPs considered
  • No LTV cap on debt consolidation

Find out which products are most suitable to your client’s needs by visiting our website, or alternatively, you can call us on 0800 368 1833.