Power to the brokers
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Register to place business with Hampshire Trust Bank:
*Please select that you are a PMS Mortgage Club member when registering, placing business or checking existing payment route to ensure you receive the procuration fee quoted by PMS.
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As a specialist lender with the strength of a bank, we offer what others can’t. We have the power to help you deliver bespoke and complex funding solutions for your clients. From the innovative product range to the dedicated specialists at each stage, we aim to give you, the brokers, the confidence your client is in safe hands
We aim to provide the best possible service from beginning to end, driven by experts who understand how to tailor the right deal and deliver in the right time frame:
Our team consists of a:
- Regional Business development manager to keep you up to speed with our business
- Regional lending manager, to help you construct your deal
- Dedicated case manager, underwriter and completions experts to ensure a smooth end-to-end process
Our offering
We provide solutions for complex Specialist BTL, Semi-commercial and EPC Refurb - Bridge to Let requirements.
For your clients looking to expand, restructure or diversify their portfolios, our specialist team will work with you to help find the perfect solution. As part of this, we are constantly innovating and expanding our proposition to reflect market volatility and borrowers evolving needs
Buy-to-Let Features
- Innovative product range up to £25m
- Up to 75% Net LTV lending (Arr. fees can be added)
- No maximum age
- No minimum income
- No limit to the number of borrowers, directors or shareholders
- Fixed rates for 2 or 5 years
- Terms available on interest only, capital & interest repayment and part & part up to 30 years
- Refurb IN Term – all the benefits of a light refurb wrapped up in the term facility
- EPC Refurb – Bridge to Let
Lending to:
- Individuals
- Limited Companies (New and existing SPVs and LLPs)
- Sole Traders, Partnerships and Trusts
- Expats and Foreign Nationals
- Offshore entities
- Portfolio landlords (no maximum portfolio size)
- First time landlords (minimum household income of £25k)
Lending on:
- Large and small portfolios
- Short-term lets, Holiday lets and Airbnb (we work of the rental income generated not just the AST value)
- HMOs with no limit to the number of lettable rooms
- MUFBs with no limit to the number of individual units
- Semi-Commercial (Residential BTL element of 50% required)
- Serviced accommodation
- New build flats
- Flats above commercial premises
- Purpose built student accommodation
- Sitting tenants and DSS tenants
All valuation and legal fee scales are available at htb.co.uk/go/fees