Specialist BTL is our bread and butter
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Register to place business with Zephyr:
*Please select that you are a PMS Mortgage Club member when registering, placing business or checking existing payment route to ensure you receive the procuration fee quoted by PMS.
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At our heart is broad criteria on a range of property types for individuals, limited companies, and portfolio investors.
If you place a case with us, we will strive to say ‘yes’ and give you a fast turnaround, but if we have to say ‘no’ we will do so quickly, explaining why.
With manual underwriting, provided by underwriters you can speak with, and a dedicated BDM to chat with whenever suits, you will have peace of mind knowing your case is in safe hands.
We also do everything we can to give plenty of notice when we need to reprice our rates, so there are no sudden shocks for you and your landlord clients.
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Zephyr Lends on:
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Zephyr Lends to:
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Criteria Highlights:
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| Houses & Flats |
SPV Applications |
No min income |
| HMOs |
Portfolio Landlords |
Top slicing available |
| MUFBs |
Unlimited portfolios |
Gifted deposits, equity & intercompany loans |
| Flats above commercial |
Up to £2m loan size |
Capital Raising |
| EX LA & desk access |
Up to 4 applicants |
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New build Properties
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Up to age 95 at term end |
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Give Zephyr a try today
If you have a BTL case for a professional landlord, get in touch as it could be our bread and butter. We would love to have a chat and see how we could help you.
View our latest Product Guide/Criteria and Submission Guide now.