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Zephyr

Zephyr’s products are available to individual and limited company (SPV) landlords on a wide range of property types, including standard, HMOs, MUFBs, flats above commercial and new builds. They can also lend on large portfolios, with no limit on the total portfolio loan size (over £5m assessed on a case-by-case basis).

And with manual underwriting, provided by underwriters you can speak with, and a friendly BDM to provide a helping hand, you will have peace of mind knowing you are in safe hands.

If you have a BTL case, the Zephyr team would love to have a chat and help you!

Paid by PMS

For details of when your proc fee will be paid, please click on the button below.

Paid by PMS

Proc Fees

Product	Gross	Net
All Products	0.50%	0.45%

Specialist BTL is our bread and butter

Register

Register to place business with Zephyr:

*Please select that you are a PMS Mortgage Club member when registering, placing business or checking existing payment route to ensure you receive the procuration fee quoted by PMS.

At our heart is broad criteria on a range of property types for individuals, limited companies, and portfolio investors.
If you place a case with us, we will strive to say ‘yes’ and give you a fast turnaround, but if we have to say ‘no’ we will do so quickly, explaining why.
With manual underwriting, provided by underwriters you can speak with, and a dedicated BDM to chat with whenever suits, you will have peace of mind knowing your case is in safe hands.
We also do everything we can to give plenty of notice when we need to reprice our rates, so there are no sudden shocks for you and your landlord clients.

Zephyr Lends on:	Zephyr Lends to:	Criteria Highlights:
Houses & Flats	SPV Applications	No min income
HMOs	Portfolio Landlords	Top slicing available
MUFBs	Unlimited portfolios	Gifted deposits, equity & intercompany loans
Flats above commercial	Up to £2m loan size	Capital Raising
EX LA & desk access	Up to 4 applicants
New build Properties	Up to age 95 at term end

Give Zephyr a try today

If you have a BTL case for a professional landlord, get in touch as it could be our bread and butter. We would love to have a chat and see how we could help you.
View our latest Product Guide/Criteria and Submission Guide now.