Shepherds Friendly
Shepherds Friendly

Shepherds Friendly

Working closely with intermediaries has given Shepherds Friendly an expert understanding of how to help you grow your business. With dedicated nationwide support, rewarding remuneration options and tailored services to suit every intermediary, their award-winning protection products and services put your clients’ needs first.



Income Protection

A 5 Star Defaqto Rated protection product that suits a wide range of clients:

  • Two-year short-term and long-term (‘until retirement’) plans available
  • No loading of premiums, regardless of health, occupation, smoking status or even BMI up to 38
  • Up to 70% of pre-incapacity income covered for the employed and self-employed
  • All medical conditions are reviewable
  • Flexibility for your clients with the Guaranteed Insurability Option to increase cover when certain life events take place, and Career breaks available between 3 – 24 months.

Benefits created with clients in mind:

  • Additional support to help members return to work, including access to counselling, mental health advice and physiotherapy providers.
  • A £250 New Child Payment - into a Shepherds Friendly Junior ISA.
  • Short-term family income benefit – If the Income Protection plan member dies, their family will receive £6,000 over a period of six months.

Hassle free underwriting and claims:

  • 96.26% of claims paid in 2019
  • A supportive and qualified team of underwriters for expert guidance
  • The underwriting team provide dedicated points of contact for you and quick decisions for your clients.

Over 50's

Guaranteed acceptance:

  • For those aged between 50 and 80, with no medical questions asked

Fixed cash lump sum:

  • Paid to the client’s family, that we will never reduce unless the client chooses to reduce their monthly premium

Flexibility in what they pay:

  • The client can choose to reduce their monthly premium if needed, and take out multiple plans to increase the total level of cover

Funeral benefit option:

  • The client can receive an extra £300 towards the cost of their funeral by choosing Golden Charter to take care of the day

Access to National Bereavement Service:

  • The client’s family will receive counselling, guidance and support