Shepherds Friendly
Shepherds Friendly

Shepherds Friendly

Coming Soon

Working closely with intermediaries has given Shepherds Friendly an expert understanding of how to help you grow your business. With dedicated nationwide support, rewarding remuneration options and tailored services to suit every intermediary, their award-winning protection products and services put your clients’ needs first.



Income Protection

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Over 50s added funeral benefit through Golden Charter not available in Isle of Man.

A 5 Star Defaqto Rated protection product that suits a wide range of clients:

  • Two-year short-term and long-term (‘until retirement’) plans available
  • No loading of premiums, regardless of health, occupation, smoking status or even BMI up to 38
  • Up to 70% of pre-incapacity income covered for the employed and self-employed
  • All medical conditions are reviewable
  • Flexibility for your clients with the Guaranteed Insurability Option to increase cover when certain life events take place, and Career breaks available between 3 – 24 months.

Benefits created with clients in mind:

  • Additional support to help members return to work, including access to counselling, mental health advice and physiotherapy providers.
  • A £250 New Child Payment - into a Shepherds Friendly Junior ISA.
  • Short-term family income benefit – If the Income Protection plan member dies, their family will receive £6,000 over a period of six months.

Hassle free underwriting and claims:

  • 96.26% of claims paid in 2019
  • A supportive and qualified team of underwriters for expert guidance
  • The underwriting team provide dedicated points of contact for you and quick decisions for your clients.

Over 50s Life Insurance

The 5 Star Defaqto Rated Over 50s Life Insurance plan offers simple, guaranteed acceptance cover to help with the cost of funerals and other expenses that may incur after a client passes away. Product features include:

  • A fixed, tax-free cash lump sum to the client's family, upon the death of the policy holder
  • Guaranteed acceptance, no medical questions asked
  • Cover from £10 per month, up to £50
  • The option of an additional £300 of funeral benefit provided by Golden Charter
  • Available to those aged between 50-80. Premiums stop when client reaches 90, but they will remain fully covered
  • Access to National Bereavement Service, offering counselling, guidance and support for the recently bereaved.