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Howden Life & Health is an award-winning* specialist insurance broker, providing access to a wide range of life and health insurance policies. Committed to delivering personalised and impartial advice, Howden simplifies the process of finding the right cover by comparing options across the market.
With over 170,000 clients, Howden understands that every individual has unique needs. Their team of experienced advisers is dedicated to offering tailored solutions that reflect each client’s specific circumstances, budget, and lifestyle, providing guidance every step of the way to ensure clarity and confidence in their choices. Our specialist areas are life insurance, private medical insurance, income protection, accident sickness and unemployment cover.
Howden Life & Health are proud to be founding members of the Protection Distributors Group (PDG) and executive members of The Association Of Medical Insurers and Intermediaries (AMII)
Howden Life & Health is a Trading style of Howden Employee Benefits & Wellbeing Limited which is part of the Howden Group. Authorised and regulated by the Financial Conduct Authority (Financial Services Register No. 312841).
Life Insurance 40% (of initial indemnity commission, Ave: £201 to member)
Health Insurance 40% (of year 1 front loaded commission, Ave: £193 to member)
Income Protection 40% (of Initial indemnity commission, Ave £219 to member)
Accident Sickness and Unemployment 100% (of year 1 renewable income, Ave £89 to member)
Business Protection (Key Person, Shareholder, Relevant etc) 40% (of Initial indemnity commission, Ave £219 to member)
Group Life or Health 40% (if initial commission) 100% (if flat commission, of year 1)
Free for every policyholder
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