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Post Code Restrictions:
We exclusively lend within England and Wales to applicants of any occupation.
Register to place business with Teachers for Intermediaries:
*Please select that you are a PMS Mortgage Club member when registering, placing business or checking existing payment route to ensure you receive the procuration fee quoted by PMS.
If the property your client is looking to buy is unusual or there are any other complication factors like age, income or a shorter term required, TFI welcome a challenge to provide a borrowing solution.
- Consider multiple income sources
- Use of unearned income such as retained profit, undrawn investment / pension income
- Provide self-employed solutions into retirement
Short term lending between 1-5 years on No ERC interest only to suit your client who may be:
- Awaiting sale of property
- Timing around disposal of assets
- Requirement to maintain debt/tax planning
We can handle property with complexity:
- Outbuildings / annex (Let)
- Holiday lets on site
- Basement flat
- Mixed use
- One title deed
We understand how frustrating it can be seeing your clients turned down for a mortgage based purely on their age. By assessing affordability on interest only and focusing on the overall creditworthiness of the application, age is rarely the be-all and end-all.
- Real life solutions for your landlord clients up to age 83
- Min income 25K sole, 40k joint Up to £750k
- Air B&B acceptable for our holiday lets
- Unusual properties