Saffron for Intermediaries
Saffron for Intermediaries
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Saffron for Intermediaries

Saffron for Intermediaries, the dedicated intermediary lending channel for Saffron Building Society, recognise not all customers are the same and some can find themselves in situations which present quite a challenge when trying to find a mortgage.

Although they may be perfectly creditworthy, their circumstances may make it very difficult for you to find a lender who's able to help.

Saffron's 'Specialist Situations' range has been designed with such borrowers in mind. It doesn't matter if they're landlords operating via a limited company for professionals seeking higher LTV loans, Saffron is able to help  

Proc Fees

Product Gross Net
FTB, Next Step, Everyday Own / Occ & BTL Mainstream 3Y Dis 0.45% 0.40%
Self Build 1% 0.90%
Self-Employed, Professional, Contractors, BTL ExPat & BTL Light Refurb 0.45% 0.40%
Product Type When does the lender pay PMS? Frequency
All 14 days from completion Twice Monthly

Lenders send payments by BACS which can take anything up to 5 working days to clear at PMS. PMS then make payment to brokers once the funds have cleared in our account.  

Overview & Benefits

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Register to place business with Saffron for Intermediaries:

*Please select that you are a PMS Mortgage Club member when registering, placing business or checking existing payment route to ensure you receive the procuration fee quoted by PMS.


With a dedicated team of BDMs ready to help with your query, Saffron's mortgages cover a wide range of 'special situations' from an occupational range for contractors, professionals or self-employed, to expat buy to let and self build. They include a number of features you may not expect: product options with no ERCs, the ability to have options such as interest only and on selected products the facility to make capital repayments enabling your customer to move to a lower rate.

All applications are individually assessed by skilled underwriters (Saffron doesn't credit score) they take into consideration your customer's individual circumstances, apply common sense and provide a personal and reliable service.

The Special Situations product range includes mortgages for:

  • Landlords, including those operating via a Limited Company
  • Borrowers moving up the housing ladder who need a 90% LTV loan
  • The self-employed who have just one year's accounts
  • Professionals such as doctors, lawyers and financial experts who require a higher LTV
  • Borrowers building their own homes
  • Expat buy to let
  • Lend up to 95% on New Build houses

Saffron also offers a bespoke mortgage service for borrowers whose requirements fall outside its standard product range, with criteria and rates being determined on a case-by-case basis.

Saffron only lends in England and Wales.

Vida Homeloans Videos

SFI LIVE launched on 18th September with an initial webinar special focussing on self and custom build.

Two members of the team from Saffron for Intermediaries, Tony Hall (Interim Head of Mortgage Sales) and Holly Andrews (BDM Team Leader) were on the panel to discuss self-build projects, mortgage arrangements, discussing the focus by the government on custom build homes and providing an insight into the society’s decision to keep all management of self-build projects in house.