Quantum Mortgages
Quantum Mortgages

Quantum Mortgages

Quantum Mortgages is an intermediary-only specialist lender initially focusing on the needs of experienced landlords, offering a range of BTL products. They prioritise product choice, modern lending criteria, and understanding individual circumstances, over automation and speed.

 

Key Features Tools & Calculators

 

Proc Fees

Product Gross Net
Fee Min Max Fee Min Max
All Products 0.75% 0.7%
Product Type When does the lender pay PMS? Frequency
All Products Two weeks after completion. Fortnightly 

Lenders send payments by BACS which can take anything up to 5 working days to clear at PMS. PMS then make payment to brokers once the funds have cleared in our account.  


Key Features

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    Day 1 Remortgages up to 80% OMV without proof of works

     
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    Flats above or adjacent to any commercial premises including food and alcohol

     
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    Multi Unit Block, including holiday lets; no averaging of the size of the rooms

     
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    No minimum income

     

Overview

Post Code Restrictions: Lender-InfoBoxWhite

England, Wales and NI

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Register to place business with Quantum Mortgages:

*Please select that you are a PMS Mortgage Club member when registering, placing business or checking existing payment route to ensure you receive the procuration fee quoted by PMS.

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If you want to deal with a lender who is open, honest and transparent about their lending decisions while totally understanding the needs and complexities of today’s landlords, Quantum Mortgages are the partner for you.

 

As most lenders continue to chase the technology dream of automation and offering mortgages as quickly as possible, Quantum Mortgages are more concerned with offering landlords and mortgage intermediaries’ greater product choice, more useful & modern lending criteria, coupled with the ability to listen to and understand individual circumstances.

That’s not to say we don’t embrace technology. We simply use our technology to enable us to provide our valued customers with mortgage finance that matches their needs rather than the needs of a credit scoring, decision making tool.

Quantum Mortgages closed a significant seed funding round in 2021 and secured an initial £1 billion of mortgage funding with the backing of funds managed by AB CarVal, an established global alternative asset manager.

AB CarVal is an established global alternative investment manager focused on distressed and credit-intensive assets and market inefficiencies. Since 1987, AB CarVal’s team has navigated through ever-changing credit market cycles, opportunistically investing $138 billion in 5,655 transactions across 82 countries. Today, AB CarVal has approximately $15 billion in assets under management in corporate securities, loan portfolios, structured credit and hard assets. For more information, please visit www.abcarval.com.

But why choose us? If you want to deal with a lender who is open, honest and transparent about their lending decisions while totally understanding the needs and complexities of today’s landlords

 
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Guides, calculators and useful links

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