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Accord Mortgages is a dedicated intermediary-only lender and part of Yorkshire Building Society. They exist to help brokers look after what matters most, their clients.

At Accord mortgages, we take a common-sense, personalised approach to lending with a focus on personal relationships and adding that human touch.


Key Features Videos

Proc Fees

Product Gross Net
Standard/Offset 0.45% 0.425% Min Net-£190
BTL 0.50% 0.45% Min Net-£225
Ported Products 0.30% 0.28%
Further Advance (min loans £5000) 0.30% 0.28% Min Net-£46
Product Transfer 0.30% 0.28%

Key Features

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    Common Sense Lending

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    Direct access to underwriters

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    Expert BDMs and TBDMs & Dedicated Broker Support

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    Accord Growth Series


Lending with common sense

Post Code Restrictions: Accord BTL do not lend on properties in the following locations:

  • Northern Ireland
  • Channel Islands
  • Isle of Man

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Register to place business with Accord:

*Please select that you are a PMS Mortgage Club member when registering, placing business or checking existing payment route to ensure you receive the procuration fee quoted by PMS.

  • Expert and knowledgeable teams work together to drive great service and outcomes for brokers and their clients
  • Field-based and telephone Business Development Managers and Business Development Advisors; Lending Specialists; and Underwriting teams look at cases individually
  • If a case is declined at DIP, brokers can call us to chat it though – we might just surprise you
  • You can speak to your dedicated case underwriter when you need them – providing a service you can rely on
  • Easy to contact via Chatbot and Webchat - our chatbot features the answers to your frequently asked questions
  • Our criteria search functionality contains all of our criteria and is regularly reviewed by our expert teams to ensure it’s up to date, and quick and simple to find the information needed
  • We know that speed of service is key, and we’ll do everything we can to get you that lending decision quickly
  • Our MSO mortgage platform has been integrated with sourcing systems, so there’s no need to re-key information when submitting decisions in principles with us, which pre-populates our system


What makes us a good choice for lending?

  • Boost LTI - offers up to 5.5 times LTI for clients with household incomes of £60,000 and over
  • Cascade Score - an alternative product range for brokers whose clients don’t meet Accord’s higher loan-to-value (LTV) scorecard but do meet their standard scorecard.
  • Offset Mortgage products to give your clients the best of both worlds to
    • Save money on repayments now or in the future, or
    • Shorten the mortgage term
  • Joint Borrower Sole Proprietor – for clients who can't borrow enough on their own, they can add a family member to their mortgage
  • Welcome box - If one of your clients buys a home with an Accord mortgage, we’ll send out a Welcome Box on your behalf. We take care of the logistics, so there’s nothing for you to do
  • A Buy to Let lender, not just a lender that does Buy to Let - Offering top-slicing, new build, lending in Scotland, ERC free 5-year products, and more

Grow your business with the Growth Series

It’s common sense to want to grow and improve your business. That’s why we created the Growth Series to provide mortgage brokers with a range of free resources, including blogs, guides and podcasts, to do just that.

Accord Videos

Accord Videos

Common sense on Tricky cases with Rhiannon

Self-employed with Nadeem

Adverse with Rhiannon

Fixed Term Contracts

High Net Worth Clients

Day Rate Contractors


BTL no minimum income

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