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Accord Mortgages is a dedicated intermediary-only lender and part of Yorkshire Building Society. They exist to help brokers look after what matters most, their clients.

At Accord you can expect a common-sense approach in everything we do, with every case for every broker.

Key Features Videos

Proc Fees

Product Gross Net
Standard/Offset 0.45% 0.425% Min Net-£190
BTL 0.50% 0.45% Min Net-£225
Ported Products 0.30% 0.28%
Further Advance (min loans £5000) 0.30% 0.28% Min Net-£46
Product Transfer 0.30% 0.28%

Key Features

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    Common Sense Lending

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    Direct access to underwriters

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    Expert BDMs and TBDMs & Dedicated Broker Support

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    Accord Growth Series


Lending with common sense

Post Code Restrictions: Accord BTL do not lend on properties in the following locations:

  • Northern Ireland
  • Channel Islands
  • Isle of Man

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Register to place business with Accord:

*Please select that you are a PMS Mortgage Club member when registering, placing business or checking existing payment route to ensure you receive the procuration fee quoted by PMS.


Flexible underwriting
If you have a trickier case to place, their flexible underwriting is there to make complex easy.

There’s no referrals, no ‘committees’ and certainly no special treatment based on the number of cases given.

A BTL lender, not just a lender that does BTL
Accord offers top-slicing, new build, and lending in Scotland, as well as up to 80% LTV for first-time landlords, portfolio landlords, and landlords looking to Let to Buy; no minimum income required; lower ICR for basic rate or zero rate taxpayers and like-for-like re-mortgages; and a range of ERC free 5-year products.

Cascade Score
An alternative product range designed to give another option to brokers whose clients don’t meet Accord’s higher loan-to-value (LTV) scorecard but do meet their standard scorecard. Just submit your DIP and get an automatic decision on whether your client is eligible for Accord’s standard or cascade score product ranges.

Understanding the need for speed and service
Speed of service is key to get brokers that lending decision quickly. 

Time saving technology
Accord have invested in new technology to make the application process quicker and easier than ever.  So, there’s no need to re-key information when making residential applications.

Dedicated Underwriters
Once a case is placed a dedicated underwriter, who you can contact directly, will manage the case from start to finish.

Easy to contact
Their instant webchat is quick and easy.  Or for more complex cases BDAs are there to help with any questions.

Grow your business with the Growth Series
It’s common sense to want to grow and improve a business. That’s why Accord have created the Growth Series to provide mortgage brokers with a range of free resources to do just that. 

The Growth Series - A Free Essential Resource For Mortgage Brokers | Accord Mortgages

Top all of that off with our competitive product range, higher LTV lending and up to 5x income affordability and we know you will be happy doing business with Accord.

Find out more about Accord  Welcome to Accord Mortgages | The intermediary only lender


Accord Videos

Accord Videos

Common sense on Tricky cases with Rhiannon

Self-employed with Nadeem

Adverse with Rhiannon

Fixed Term Contracts

High Net Worth Clients

Day Rate Contractors


BTL no minimum income

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