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Accord Mortgages, Yorkshire House, Yorkshire Drive, Bradford, BD5 8LJ
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Accord

Accord Mortgages is a dedicated intermediary-only lender and part of Yorkshire Building Society Group. It exists to help brokers look after what matters most, their clients.

In these challenging times, Accord is working hard to offer support where it’s needed most. In addition to a competitive range of both residential and buy-to-let products, our common-sense approach to underwriting means we’ll try and find a way to lend where it makes sense.

Working with you – Accord update on coronavirus (COVID-19)

As Covid-19 continues to impact people, their families and communities across the world it is clearly an anxious time for everyone. To ensure you can continue to support your clients, there are updates available on the measures we are taking to ensure we can offer the best possible service in these unique circumstances.

Please go to the covid-19 update page on our website for the latest updates. Accord Coronavirus Hub

Key Features Videos Tools & Calculators

Paid by PMS

For details of when your proc fee will be paid, please click on the button below.

Paid by PMS

Proc Fees

Product	Gross
New Residential	0.45%
BTL	0.50%
Product Transfer	0.30%
Ported Products (paid on full loan amount)	0.30%

Proc fees - when your proc fee will be paid

Product Type	When does the lender pay PMS?	Frequency
Buy To Let	Paid for completions between the Thursday of the previous week and Wednesday of the current week	Weekly
Buy To Let Product Transfer		Weekly
All	Cases completed before close of business on a Wednesday will be processed Thursday that week	Weekly

Lenders send payments by BACS which can take anything up to 5 working days to clear at PMS. PMS then make payment to brokers once the funds have cleared in our account.

Lending with common sense

Post Code Restrictions:

Accord BTL do not lend on properties in the following locations:

Scotland
Northern Ireland
Channel Islands
Isle of Man

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Register to place business with Accord:

*Please select that you are a PMS Mortgage Club member when registering, placing business or checking existing payment route to ensure you receive the procuration fee quoted by PMS.

A compelling proposition

Product range including BTL, New build, Help to Buy, Interest Only and Offset
Product transfers online - a quick and simple application process
MSO platform offering brokers a 24 hour turnaround capability on residential applications
Competitive procuration fees paid weekly, including residential and BTL product transfers and residential porting.

Award-winning service

Expert BDMs and TBDMs offering dedicated broker support
Webchat facility managed by our knowledgeable BDA team, a transcript of the conversation is available for your files
Direct access to underwriters.

Added Value

Welcome box sent on completion of a house purchase
Growth Series – a library of free resources for brokers who want to grow their business.

Accord Videos

Support needed during help to buy transition

To help brokers navigate the interim period between the current Help to Buy scheme ending and the new version beginning, a free to access guide is being launched to help brokers and their clients understand the key changes and expected timelines.

From April 2021, the new Help to Buy scheme will only be available to first-time buyers with regional price caps applied across England.

Aiming to tackle the top issues for advisers, the Accord Growth Series guide has been created in partnership with Sesame Bankhall Group. It details the proposed timings and answers the top 10 questions from brokers on the transition between the two schemes.

Stacey Wood, National New Build and Surveying Relationship Manager at Sesame Bankhall Group commented: “Our team provides comprehensive support on new build and Help to Buy, and we regularly receive questions from advisers and property developers. The closedown of the current Help to Buy scheme, along with requests for more detail on the new scheme, have been hot topics. We’re therefore pleased to be working in partnership with Accord Mortgages to respond to this growing demand for more practical support in this important area.

“This useful timeline and answers to commonly asked questions will help provide clarity for firms on the latest position, and will be developed further over the weeks ahead as more detail emerges.”

Nicola Alvarez, Corporate Account Manager – Proposition Development at Accord Mortgages added: “We know there has been a lot of confusion about the practicalities of the two schemes, not helped by the delays caused by Covid-19. This is a crucial time for brokers and their clients, so we wanted to provide a simple guide through our Growth Series with answers to some key queries which will be a useful point of reference for them during this transitional period.”

Read Guide