United Trust Bank
United Trust Bank (UTB) Mortgages for Intermediaries is a specialist bank providing a range of mortgage products for those whosecircumstances or requirements are not best served by mainstream lenders.
UTB's first charge mortgages, BTL & second charge loan products offer more flexible and accommodating criteria in terms of property type and construction, complex incomes, including self-employed and contractor, and applicants with adverse credit.
The BTL range is available to both established portfolio and first-time landlords and cater for many unusual property types including high rise flats and those over commercial premises, HMOs, Multi Unit Freehold properties and holiday lets.
UTB’s application process uses leading technology to provide a quick and straightforward broker and customer journey from application to completion whilst at the same time offering manual underwriting.