Post Code Restrictions:
We only lend on properties in England or Wales including to expats living in over 40 countries including the USA, Hong Kong and Canada. We also lend to UK nationals working abroad, along with UK nationals and foreign nationals working in the UK but paid in a foreign currency.
Register to place business with Family Building Society:
*Please select that you are a PMS Mortgage Club member when registering, placing business or checking existing payment route to ensure you receive the procuration fee quoted by PMS.
The Family Building Society are focused on delivering innovative and flexible mortgage products to meet the needs of the modern family across all generations and individuals not well served by the mass market. They appreciate that ‘one size does not fit all’ when it comes to mortgages so they provide mortgages that work for everyone.
First time buyers / family support:
Family Building Society offers a range of mortgages from traditional fixed and variable rate to innovate mortgages for those who need some extra help getting on the property ladder.
The Family Mortgage – their award winning 95% LTV Family Mortgage gives families the flexibility to combine their property and savings as security for a borrower's mortgage.
Joint Mortgage Sole Owner (JMSO) arrangements - a great solution for young borrowers and parents who want help to increase their borrowing capacity.
Later life lending:
Family offer generous mortgage terms for people approaching or in retirement. They take into account earned income up to the age of 70 and other sources of income beyond that such as pension, investment and rental income. They also recognise that many retired clients reach a point in their life when they wish to make the most of money tied up in their home to enjoy life's luxuries. The Retirement Lifestyle Booster mortgage is a real alternative to equity release. It is a 10 year interest-only standard mortgage that gives your clients regular monthly advances and an optional initial lump sum.
If your client is looking to invest in property or remortgage their Buy to Let property, Family Building Society offers a range of fixed or variable rate mortgages. Alternatively, if your Buy to Let client wants to make more of their savings and reduce the interest they're charged, the Offset Buy to Let Mortgages may be of interest. They also offer Buy to Let mortgages on the following arrangements:
• Limited Companies