Value Added Services

Provider Value Added Services

The majority of protection policies offer ‘value added services’ for your customers to access during the life of their policy. These services can help to support your customers and their family including; mental health support, nutritional services, legal help , GP appointments and wellbeing services. The table below highlights the services that each provider offers.

Please be aware that these are discretionary benefits so the providers can change or remove these services at any time. For detailed information on each service please visit the relevant insurers page Protection Products and Providers from PMS (trustpms.com) or contact the relevant provider.
 

Provider Counselling *Fracture Cover Worldwide medical services Access to GPs Virtual GP appointments Prescription services Health check 2nd medical opinion Hospitalisation Benefits Mental Health Support Physiotherapy Wellbeing apps Gym & Health Discounts Retail discounts & rewards Legal helpline Bereavement support Key Person Replacement Service Other
Aviva

True

True

True

*This is an optional benefit and will have a further cost applied.

True

True

True

True

True

True

True

True

True

True

✔ Extra Care Cover | Fast Track Funeral Payments

British Friendly

True

True

True

True

True

True

True

True

True

True

✔ Care assistance benefit|Death benefit|terminal illness benefit

Canada Life

True

True

True

True

True

True

True

True

Cirencester

True

True

False

True

True

True

True

True

True

True

True

True

True

True

True

True

Guardian

True

True

True

True

True

True

True

True

✔ Claims Specialists

HSBC Life

True

True

True

True

True

True

✔ 2nd opinion - 2 consultations per year per Policyholder (also covers children), includes a “3rd opinion”.

L&G

True

True

True

True

True

True

True

✔ Wellbeing services | Care Concierge Service | Funeral pledge | Elder care and support

LV=

True

True

*Included as standard on income protection policies at no additional cost

True

True

True

True

True

True

True

True

True

True

✔ Business Care|Health E-Club|Care Navigator

Royal London

True

True

True

True

True

True

True

True

True

True

True

True

✔ Discounted wills & POAs

Scottish Widows

True

True

True

True

True

True

True

True

✔ Macmillan Cancer Support

Shepherds Friendly

True

True

True

True

True

True

True

✔ Child payment benefit

The Exeter

True

True

True

True

True

True

True

True

True

✔ Dietitian consultations | Lifestyle and nutrition consultations | Repeat prescriptions and then add a separate one under other saying 'Health check through HealthWise'

Unum

True

True

True

True

True

True

True

True

True

True

✔ Cancer support

Vitality

True

True

True

True

True

True

True

True

Zurich

True

True

True

* This is an optional benefit and will have a further cost applied.

*only available to those customers that have purchase Accelerate

True

True

True

True

✔ Debt advice, Child&elderly support,career coaching - Zurich Accelerate is available at an additional cost

*Fracture Cover – this is a service that may incur a further cost, it can have exclusions and is only available on certain policies  - please contact each provider for further information.