Post Code Restrictions:
Residential Mortgages: We will consider residential mortgages in the following counties - Bedfordshire, Buckinghamshire, Cambridgeshire, Essex, Hertfordshire, Norfolk, Northamptonshire and Suffolk.
Shared Ownership Mortgages: England and Wales
BTL Mortgages: England and Wales
Register to place business with Cambridge:
*Please select that you are a PMS Mortgage Club member when registering, placing business or checking existing payment route to ensure you receive the procuration fee quoted by PMS.
The Cambridge are continuously striving to introduce solutions to help people have a home. Through the combination of launching competitive products, enhanced criteria and new propositions.
They have a diverse and flexible range of mortgage products, paired with an easy-to-understand and consistent criteria, first-class service and additional personalised support for cases with more unusual or specific requirements.
First Time Buyers
They have a comprehensive First Time Buyer proposition.
- 95% LTV products
- Shared Ownership
- Help to Buy
- 40 year maximum term
- They’ll accept applications on flats up to 8 storeys high
Their Shared Ownership mortgage range is exclusively available to Sesame and PMS members throughout England and Wales.
- 95% of the share can be purchased including new build flats
- 100% staircasing not required
- 25% share upwards
- Further Advances allowed to buy further shares
- Free valuation
No upper age limit across their range of residential and BTL mortgages.
The Cambridge prides themselves on their expertise to fully understand Limited Company Accounts, Partnerships and Sole Traders.
- All residential mortgages are available to those that are self employed
- A self employed mortgage range specifically for clients with 1 year's accounts
Buy to Let
They continue to develop and enhance their BTL criteria.
- Top Slicing exclusively available to Sesame & PMS
- BTL mortgages available throughout England and Wales exclusively available to Sesame & PMS
- ICR of 125% on BTL remortgages
- 5 Year Fixed BTL mortgage stressed at pay rate plus 1.50%
Products are available for purchase and remortgage up to 75% loan to value.
- Most countries considered
- No limit in the number of properties in their portfolio
- Minimum loan amount of £20,000 & maximum of £750,000
Their Home Solutions Mortgage supports those with a low credit score.
- They’ll consider the following within the last two years:
- Up to 2 missed secured payments
- 3 or more missed loan, credit card, or financial commitment payments
- CCJs if the total does not exceed £5,000
To find out more about their products and criteria visit Cambridgeforintermediaries.co.uk