Landbay is a specialist buy-to-let lender providing tailored lending solutions for professional and portfolio landlords.

Our team offers in-depth knowledge of the buy-to-let mortgage industry, combined with an innovative, technology-enabled approach to lending, which equips them to take on complex cases.

With highly experienced underwriters & BDMs, Landbay provides a transparent and rational approach to securing BTL mortgage finance, with speed and flexibility at its core.

Proc Fees

Product Gross Net
Specialist Buy to Let Products 0.55% 0.45%

Key Features

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    Specialist lending criteria

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    Instant Decision in Principle

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    Direct access to underwriting team

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    Online broker portal

Product Type When does the lender pay PMS? Frequency
All Following week after completion Weekly

Lenders send payments by BACS which can take anything up to 5 working days to clear at PMS. PMS then make payment to brokers once the funds have cleared in our account.  


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Register to place business with Landbay:

*Please select that you are a PMS Mortgage Club member when registering, placing business or checking existing payment route to ensure you receive the procuration fee quoted by PMS.


How They're Different:

  • Specialist lending criteria
  • Fast and secure online applications
  • Deal directly with the underwriters 

Criteria Highlights

The Landlord:

  • Individuals
  • SPVs
  • Limited Companies
  • Limited Liability Partnerships
  • Universal Credit / DSS tenants

The Property:

  • HMO & MUFBs 
  • New build flats
  • Flats above commercial
  • Student lets
  • Lease 55 years at the end of the term
  • Ex Local Authority flats
  • Up to 36-month Tenancy Agreement
  • Corporate lets

The Financials:

  • Loan: £50,000 - £1,000,000
  • Max portfolio £5,000,000
  • Min val £75,000 standard property
  • Min val £75,000 HMO/MUFB

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