A better experience in buy-to-let

We’re an award-winning mortgage platform, created for our customers, designing better ways to buy-to-let.

We focus on the customer. We bring together the best people and partners, leveraging our data, technology and market expertise.

Choose Landbay and you’ll find experts at the end of the line, smart technology designed for you, and fast decisions you can count on.

Our team, our community and the wider world matter to us. We’re carbon neutral. And our industry awards and customer reviews speak for themselves.

At Landbay, we’re committed to becoming your go-to mortgage funding partner.

Proc Fees

Product Gross Net
Specialist Buy to Let Products 0.55% 0.45%
Loyalty Products 0.35% 0.33%

Key Features

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    Portfolio landlords

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    HMO & MUFB up to 12 beds/units

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    Limited Companies, LLPs & SPV

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    New build flats & houses

Product Type When does the lender pay PMS? Frequency
All Following week after completion Weekly

Lenders send payments by BACS which can take anything up to 5 working days to clear at PMS. PMS then make payment to brokers once the funds have cleared in our account.  

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Introduction to LANDBAY


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Register to place business with Landbay:

*Please select that you are a PMS Mortgage Club member when registering, placing business or checking existing payment route to ensure you receive the procuration fee quoted by PMS.


How They're Different:

  • Specialist lending criteria
  • Fast and secure online applications
  • Deal directly with the underwriters 

Criteria Highlights

The Landlord:

  • Individuals
  • SPVs
  • Limited Companies
  • Limited Liability Partnerships
  • Universal Credit / DSS tenants

The Property:

  • HMO & MUFBs 
  • New build flats
  • Flats above commercial
  • Student lets
  • Lease 55 years at the end of the term
  • Ex Local Authority flats
  • Up to 36-month Tenancy Agreement
  • Corporate lets

The Financials:

  • Loan: £50,000 - £1,000,000
  • Max portfolio £5,000,000
  • Min val £75,000 standard property
  • Min val £75,000 HMO/MUFB