Bath Building Society

Welcome to Bath Building Society.

We have a small, yet experienced team, who pride themselves on delivering a first-class professional service.

We are a niche mortgage lender, and all applications are judged on merit and decisions are made on the basis of the applicants' individual circumstances by experienced underwriters rather than computers.

For more information about our range of mortgage products please contact Kerrin White on [email protected] or 01225 475 732

Paid by Lender

Proc Fees

Product	Gross Min/Max	Net Min/Max
Residential	0.425%	0.400%
Buy to let	0.425%	0.400%
Retention	0.300%	0.280%

Registration Process

Submit a request for a decision in principle via our online form (you do not need to register with Bath Building Society to submit at DIP).

We’ve upgraded our Mortgage processes with Docusign as a secure means of sending broker communications.

Expect to receive information via email, following Decision In Principle submissions, from Docusign, accessible using Two-Factor-Authentication for enhanced security.

When you are ready to submit an application, please review our Packaging Requirements. All packaging requirements must be uploaded with the case submission. Failure to upload these documents could delay the processing of the case.

Go to Broker Online to submit your case. Documents can be e-mailed to us after submission to [email protected]

Key Features

Standard Residential, our standard residential mortgage range suits applicants who have at least a 5% deposit
Unique Rent-a-Room product that uses income from a lodger to boost affordability

Buy-for-Uni is ideal for applicant’s who want to buy a property live in at university and rent out the other rooms for affordability
Buy-to-lets and Holiday Lets, we offer these types of products via owning the property in personal name or through a Ltd Company

Overview

Register

No prior registration is needed to place business with Bath Building Society:

*Please select that you are a PMS Mortgage Club member when registering, placing business or checking existing payment route to ensure you receive the procuration fee quoted by PMS.

A flexible, common sense approach to underwriting means Bath Building Society are willing to consider cases that fall outside of standard criteria. Applications are assessed by the underwriting team with no automated credit checking.

Unique Rent-a-Room product that uses income from a lodger to boost affordability
Flexible underwriting around residential properties with annexes that are rented out
No maximum age with our BTL & Holiday Let products
95% lending is available on new build properties
BTL and Holiday Let products available through Ltd Co
Credit repair underwriting available up to 70% LTV

Tools & Calculators

PMS Mortgage Club of the Year Finalist MI Awards 2019

Stephanie Charman -Finalist Business Leader Specialist Distributer

Bath Building Society

Paid by Lender

Proc Fees

Registration Process

Key Features

Standard Residential, our standard residential mortgage range suits applicants who have at least a 5% deposit

Unique Rent-a-Room product that uses income from a lodger to boost affordability

Buy-for-Uni is ideal for applicant’s who want to buy a property live in at university and rent out the other rooms for affordability

Buy-to-lets and Holiday Lets, we offer these types of products via owning the property in personal name or through a Ltd Company

Overview

Register

No prior registration is needed to place business with Bath Building Society:

Tools & Calculators

0345 230 8000

[email protected]

FOR INTERMEDIARY USE ONLY