Bath Building Society
Bath Building Society
  • info_icon 01225 475702
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  • info_icon Bath Building Society, 15 Queen Square, Bath, BA1 2HN

Bath Building Society

Bath Building Society are a small local Building Society who lend throughout England and Wales.

They pride theirselves on creating niche products to meet their customers' requirements.

They have a small experienced team who are used to providing a personal service where they make their decisions - not their computers.

Proc Fees

Product Gross   Min/Max Net     Min/Max
All Products 0.375% £150 Min 0.35% £150 Min
Product Transfers 0.2% 0.19%

Registration Process

You do not need to register with the Bath Building Society, but please ensure you state PMS as your payment route on every Application Form.

You will need to contact the Bath Building Society each time you need to apply for a mortgage, and they will then send you an Application Form by email.

Overview & Benefits

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Register to place business with Bath Building Society:

*Please select that you are a PMS Mortgage Club member when registering, placing business or checking existing payment route to ensure you receive the procuration fee quoted by PMS.

Register
  • No credit scoring
  • Cases looked at individually
  • 100% Parent Assisted Mortgages
  • Guarantors considered
  • 80% LTV on buy to lets
  • 80% LTV ex pat buy to lets
  • 95% LTV  residential mortgages with indemnity
  • 75% LTV holiday let mortgages
  • 70% LTV on HMO’s
  • Rent a room mortgages where they can take lodger income into consideration up to 85% LTV
  • Shared Ownership. Minimum share 30% Max 95% LTV. Must be able to staircase up to 100% LTV
  • Blips on credit files considered
  • Manual underwriting
  • Lending into Retirement Mortgages up to 50% LTV

100% Buy for University Mortgages. Direct Only but we will pay a 0.2% referral