Mansfield Building Society
Mansfield Building Society

Mansfield Building Society

Mansfield Building Society offers a wide range of mortgages with a flexible underwriting approach, enabling it to assess mortgages based on individual circumstances rather than using automated credit scoring systems.





Proc Fees

Product Gross Net
Residential 0.37% 0.35%
BTL 0.42% 0.40%
Product Transfer 0.22% 0.2%
Product Type When does the lender pay PMS? Frequency
All Cases completed 16th of the previous month - 15th of the current month Monthly

Lenders send payments by BACS which can take anything up to 5 working days to clear at PMS. PMS then make payment to brokers once the funds have cleared in our account.  

Key Features

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    Individual underwriting, not automated credit scoring

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    Residential lending across England, Wales and Scotland

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    Buy to let lending across England and Wales

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    Specialist Versatility range for credit blips, unusual properties and more



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Register to place business with Mansfield Building Society:

*Please select that you are a PMS Mortgage Club member when registering, placing business or checking existing payment route to ensure you receive the procuration fee quoted by PMS.



Mansfield's residential lending across England, Scotland and Wales includes Family Assist, interest only mortgages, lending into retirement (including Retirement Interest Only mortgages via equity release qualified advisers), Shared Ownership and a specialist Versatility range for applications that need more of its underwriting expertise.

Its Buy to Let mortgage range, available across England and Wales, includes holiday lets, Expat Buy to Let, FCA regulated Family Buy to Let and Let to Buy.

The Society has an online affordability calculator available on our website and a secure online portal, allowing you to submit DIP and Illustration enquiries and progress through to full application.


  • No automated credit scoring
  • Individual underwriting
  • No call centres
  • Dedicated intermediary sales support
  • Referral process outside criteria cases
  • Online applications with simple registration process
  • Secure document upload facility

Products and criteria:

  • Repayment period of up to 35 years subject to the loan being repaid before the oldest applicant reaches 70 years of age for residential mortgages
  • Interest only mortgages available to 75% LTV, including part captial repayment and part interest only on selected mortgages. Acceptable repayment strategy required
  • Residential mortgage products also available up to age 85 years, with repayment 30 years and maximum 60% LTV (conditions apply)
  • Right to Buy up to 100% purchase price subject to maximum 75% LTV, excluding flats and maisonettes
  • Help to Buy: Shared equity product
  • Shared Ownership mortgages
  • Guarantor facility and family gifted deposit accepted subject to terms and conditions

Tools & Calculators


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