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The Nottingham, Nottingham House, 3 Fulforth Street, Nottingham, NG1 3DL

Nottingham Building Society

At Nottingham Building Society, we’re on an exciting journey to make it easier for people with different or complex circumstances to own their own home.

Who we are and what we do
Join us on a mission to make homeownership a reality for people with different or tricky finances. We want you to love working with us. That means user-friendly systems, top-notch communication and new tech that keeps a personal touch.

Unlocking homeownership
We find new ways to help people get into their dream homes – even if they're struggling.

Embracing differences
Every borrower is unique. We focus on understanding those differences and lending where others hesitate.

Partnering with the best
To hit these goals, we've teamed up with some of the sharpest minds in fintech. They're transforming how we work and who we can lend to.

A fresh new look
If you've noticed we look a little different, that's because we are different. Our new brand celebrates our 175-year-old history with a modern twist. By championing financial diversity, we're redefining mutuals to reflect today's Britain.

Paid by

For details of when your proc fee will be paid, please click on the button below.

Paid by PMS

Proc Fees

Product	Gross			Net
Product	Fee	Min	Max	Fee	Min	Max
Residential & Buy To Let	0.40%	£200		0.38%	£190
Limited Company Buy To Let	0.55%	£200		0.5%	£190
Product Transfers - Residential & Buy To Let	0.30%			0.28%
Product Transfers - Limited Company Buy To Let & RIO	0.35%			0.32%
Retirement Interest Only	0.5%	£200		0.48%	£190
Expat & Foreign National	0.5%	£200		0.48%	£190

Proc fees - when your proc fee will be paid

Product Type	When does the lender pay PMS?	Frequency
All	14 working days following completion	Weekly

Lenders send payments by BACS which can take anything up to 5 working days to clear at PMS. PMS then make payment to brokers once the funds have cleared in our account.

Overview

Register

Register to place business with Nottingham Building Society:

*Please select that you are a PMS Mortgage Club member when registering, placing business or checking existing payment route to ensure you receive the procuration fee quoted by PMS.

The Nottingham offers flexible criteria, competitive rates, generous affordability and a varied product range.

Benefits include:

One free basic valuation and a subsidised homebuyers report
Free legal fees for remortgages (standard legal fees only) excluding limited company buy-to-let
Full procuration fee paid on porting applications
All mortgage offers valid for six months
Latest trading figures considered for self-employed applicants

Products

Residential

Strong affordability, including max LTI of 5.5x
Interest only up to 80% LTV (60% for sale of mortgaged property)

Foreign nationals

No minimum time of residency required in the UK
No UK credit history needed – through our data partner we can access overseas credit files from 14 different countries