Flexible commission (between 0 - 30% of annual premium paid monthly or annually)
Increased Free Cover Levels on selected products
3 year rate guarantees
5% discounts for payment by Direct Debit Mandate
- Air crew
- Air traffic controllers
- Ambulance crew
- Dealing with asbestos, nuclear, explosive materials or firearms
- Police or armed forces
- Professional sports people
- Ships crew
- Underground or underwater working
Group Income Protection: Provides a financial benefit and rehabilitation support if an employee is unable to work because of long-term illness or injury. Benefits are normally based on an employee’s earnings with options available to meet the employer’s specific needs and budget. Through our partnership with Sesame Bankhall Group we also offer Free Cover Levels up to £70,000 and initial lump sum payments of up to £3,000. [email protected] – our digital health and wellbeing service – is also available at no additional charge for insured employees.
Group Life Insurance: Provides a tax-free lump sum pay out to loved ones in the event of an untimely death and also gives family members much needed practical and emotional support during a very difficult time. Through our partnership with Sesame Bankhall Group we offer enhanced Free Cover Levels of up to £600,000. Registered and Excepted Master Trusts are also available with our Group Life Insurance products at no additional cost.
Group Critical Illness cover: Provides employees with a tax-free lump sum after they, their spouse or partner (if covered) or children (up to the age of 18 or 21 if in full-time education) survive one of the defined medical conditions (such as stroke, heart attack or cancer) or undergo a surgical procedure covered under the policy and survives for 14 days. Employers and employees also have access to Unum's Employee Assistance Programme and Cancer Pathway at no additional cost.
Executive Income Protection: Our Executive Income Protection product is designed for small/medium-size businesses looking to offer selected employees the benefits of an extended sick pay arrangement. In the event of injury or illness that leads to loss of earnings, the plan pays a regular monthly benefit to the employer that can be passed on to the employee to help meet their financial commitments, without having to rely solely on state benefits.
Dental cover: Dental cover from Unum provides reimbursement towards the cost of both routine and complex procedures including cover for pre-existing conditions (except for mouth cancer) and provides worldwide cover.
Exclusive terms for SBG advisers:
As you are a Sesame Bankhall Group adviser, you also have access to the exclusive Unum Partnership Terms. These terms are only for our Group Income Protection, Life Insurance and Critical Illness products and have been designed for policies with 3 - 100 employee policies in mind.
Find out more:
Dedicated support from Unum:
Our dedicated team of Unum Consultants already work with Sesame Bankhall Group advisers across the country, helping to explain all of our products and services. Our consultants can also help with:
- Joint client visits - Data driven market insight (including 'propensity to buy' modeling)
- Marketing and pitching materials such as bespoke website copy, presentations and internal communications support
Simply email [email protected] and one of the team will be in contact at the earliest opportunity.