Here's a few reasons to register with us...
Non-standard income — We’ll discuss non-standard income streams and more complex income structures to see if we can find a way to assist your clients.
Buy-to-let — We are proud to be different when it comes to assessing your client’s BTL mortgage, and that means making an overall affordability assessment. We can lend to first-time landlords, non-owner occupiers and first-time buyers.
Large loans — Direct access to underwriters for £750k+ loans. Available to 75% LTV up to £2m, with Capital & Interest top up to 80% LTV.
Interest only — A maximum LTV of 75% with a range of acceptable repayment vehicles.
Self-employed — We’ll use the customer’s share of pre-tax profit plus director’s remuneration.
Professionals — Our mortgages for professionals are available where one or more of the applicants are employed as one of the occupations listed here, are for loans from £80k to £750k at LTVs up to 90%. At LTVs of over 85%, loans up to £570k across the UK and up to £750k in London are available.
Contractors — We can accept applicants with a one-year contracting history for mortgages up to 95% LTV.
Contact Details
For large loan new business enquiries of £750k or more, that are complex or that don’t meet our standard lending criteria, you can speak to our underwriters directly on 0113 224 1369. Lines open 9.00am to 5.00pm Monday to Friday.
For updates on an application you have already submitted, use our case tracker service. If you need further support call 0800 9178 363. Lines open 9.00am - 5.30pm Monday to Friday (Wednesdays 9.30am - 5.30pm).
For help and support submitting an online application, please refer to the FAQs. If you need further support call 0800 6783 066, lines open 9.00am to 5.00pm Monday to Friday.
Register 
Register to place business with Clydesdale Bank:
To get set up with Clydesdale Bank, you’ll need to be registered with Virgin Money first. You can do that at intermediaries.virginmoney.com. Once registered, simply email [email protected] with your contact details and your FCA firm details and we’ll add you to Clydesdale Bank’s panel too.
Just so you know, Clydesdale Bank registration is managed at firm level, meaning the firm’s nominated mortgage club is applied to all the brokers within the firm.
Some Useful Links
To discuss product and policy queries, or for advice on making an application, speak to your Business Development Manager.
For quick info on our products or lending policy, use our live chat.
You can find information about our lending policy for residential and buy to let mortgages on our criteria web pages.
Use our mortgage affordability calculator to understand how much your client may be able to borrow for residential or buy to let cases.
We offer a range of repayment mortgage products designed for both purchasers and current owners, for new and existing customers. You can find our current rates on our website.
Important stuff just for mortgage brokers
Great reasons to use Clydesdale Bank
We understand every client has different needs. That’s why we’re proud to deliver intermediary solutions as individual as your clients.
Your clients come to you because you’ll find a mortgage solution that fits their needs, not a lender’s. Brokers come to us because we understand this and we’re able to adopt a flexible approach and assess cases on their individual merits.
Our team will work with you to understand your client and what we may be able to do for them, helping you to find solutions.
Here’s some of our key product and policy highlights.
- Non-standard income — we’ll discuss non-standard income streams and more complex income structures to see if we can find a way to assist your clients.
- Buy-to-let — we are proud to be different when it comes to assessing your client’s BTL mortgage, and that means making an overall affordability assessment. We can lend to first-time landlords, non-owner occupiers and first-time buyers.
- Large loans — you get direct access to underwriters for £750k+ loans. Available to 75% LTV up to £5m.
- Interest only — we lend up to 75% LTV with a range of acceptable repayment vehicles. Capital & Interest top up to 80% LTV available to £2.5m.
- Self-employed — we’ll use the customer’s share of pre-tax profit plus director’s remuneration.
- Professionals — our mortgages for professionals are available where one or more of the applicants are employed in one of the occupations listed here, with loans available from £80k up to £1m up to 85% LTV and to £750k up to 90% LTV.
- Contractors — we can accept applicants with a one-year contracting history for mortgages up to 95% LTV or under one-year to 70% LTV.
Join our panel
To register on our panel you’ll need to be registered with Virgin Money first. You can do that at intermediaries.virginmoney.com.
Once registered on Virgin Money’s panel, you then need to register for Clydesdale’s Bank’s online portal, you can do that here. Once you’ve registered and logged in for the first time you’ll be prompted to validate your details with us. You can do that by emailing [email protected] and quoting your company FCA number.
Get in touch
You can find our current rates and full details of our lending criteria on our website. If you’ve got any questions, you can get in touch with your Business Development Manager.
For large loan new business enquiries of £750k or more, that are complex or that don’t meet our standard lending criteria, you can speak to our underwriters directly on 0113 224 1369. We’re here 9.00am to 5.00pm Monday to Friday.
For updates on an application you have already submitted, email us at [email protected] and our team will get back to you within four working hours.
For help and support submitting an online application, please refer to our FAQs. If you need further support call 0800 6783 066. We’re here 9.00am to 5.00pm Monday to Friday.