Aldermore Mortgages


At Aldermore we know not all clients fit a one-size-fits-all model and require a more specialist approach.

That's why our experienced team of manual underwriters assess each client's circumstances on a case-by-case basis, giving us more of an opportunity to help them to find the right mortgage, whatever their circumstances.

Aldermore supports a wide range of people, including first-time buyers with low deposits, the self-employed whose finances aren't simple and straight forward, homeowners looking for a better remortgage deal, landlords big or small looking to start or grow their property portfolio, and borrowers with less than perfect credit.


Proc Fees

Product Gross Net
Residential Products 0.55% 0.50%
Product Transfers 0.35% 0.30%
Buy to Let Products 0.65% 0.60%
Product Type When does the lender pay PMS? Frequency
Specialist Buy To Let Paid the Friday the week after completion. Weekly

Lenders send payments by BACS which can take anything up to 5 working days to clear at PMS. PMS then make payment to brokers once the funds have cleared in our account.  


Register Lender-InfoBoxWhite

Register to place business with Aldermore Mortgages:

*Please select that you are a PMS Mortgage Club member when registering, placing business or checking existing payment route to ensure you receive the procuration fee quoted by PMS.


An award-winning specialist mortgage lender 

Aldermore offer residential mortgages for first-time buyers and homeowners who want to move or to remortgage.  And if your client is self-employed and has a 15% deposit, we may only need 1 year of accounts to assess their income for a mortgage or remortgage on their home.  

Their buy-to-let mortgage range is designed for landlords and limited companies, with large or small portfolios. To find out how much your client could borrow, before submitting their case with Aldermore, you can use their buy-to-let affordability calculator – it’s the same one our underwriters use, so you can be sure it’s accurate!

They back you with:

Dedicated contacts 

Aldermore employ experts to help you with new opportunities in your area – use the BDM finder to get the details of your regional representatives.  
You’ll also be contacted by their processing and underwriting teams at key stages of your client’s application, including a dedicated case owner following the initial underwrite. 

Transparent service

To give you an idea of how long it’ll take them to progress your client’s case, they update their current underwriting and offer timescales every working day on their intermediary website. 


You’re their valued intermediary partners and they’re here to give you the right products and support to help keep your clients for the long-term. That’s why they pay retention procuration fees on their loyalty mortgages. 


Your clients will get the same deals as direct customers.
Aldermore aim to keep you up to date with product and policy changes as soon as they can.

Here’s some handy links for all the information you need before submitting a case with Aldermore: