Kent Reliance
Kent Reliance
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  • info_icon Kent Reliance, Reliance House, Sun Pier, Chatham, ME4 4ET

Kent Reliance

At Kent Reliance they have the skills and appetite to look at niche and unconventional customers that typically may not fit the criteria of mainstream lenders.

They also offer standard residential, buy to let and shared ownership cases, all available through intermediaries only.

Proc Fees

Product Gross       Min Net          Min
BTL 0.50% 0.45%
Residential 0.40% 0.35%
Product Transfer 0.30% 0.27%
Product Type When does the lender pay PMS? Frequency
New Business Cases completed between 1st - 15th - paid same month
Cases completed between 16th -31st - paid following month
Twice Monthly
Further Advance Cases completed in the month paid following month Monthly
Product Transfer Cases completed between 1st - 15th - paid same month
Cases completed between 16th -31st - paid following month
Twice Monthly

Lenders send payments by BACS which can take anything up to 5 working days to clear at PMS. PMS then make payment to brokers once the funds have cleared in our account.  


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Register to place business with Kent Reliance:

*Please select that you are a PMS Mortgage Club member when registering, placing business or checking existing payment route to ensure you receive the procuration fee quoted by PMS.


Why choose Kent Reliance?

  • They are specialists
    Skills, experience and appetite to help you with niche and specialist cases
  • They are flexible 
    Every case is manually written and all complex and unique circumstances reviewed on own merits
  • They are personal
    Support from an experienced and professional team of dedicated relationship managers 

They offer:

  • All cases manually underwritten – a real person looking at your customer’s case
  • Larger loans individually assessed
  • Complete and bespoke loans - non-standard income deals
  • Max LTV of 85%

They can accept:

  • HMOs - up to eight bedrooms
  • Student Lets - up to eight bedrooms
  • Properties above commercial - subject to individual assessment
  • Maximum age on expiry - 85 years

They will readily consider:

  • Professional landlords
  • Large BTL portfolios
  • Let to buy
  • Self-employed (minimum 1 years' accounts)
  • Limited companies
  • Four properties on one freehold
  • Older landlords - maximum age of 85 years
  • 100% income from property
  • ExPat loans

Try their personal and flexible service today - they want to do business with you.

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