HSBC Life (UK) Limited
HSBC Life (UK) Limited

HSBC Life (UK) Limited

HSBC Life (UK) Limited is part of the HSBC Group. It was founded in the UK in 1988 and offers insurance services to meet protection and investment management needs. Our services and solutions are available through HSBC banking channels and selected third parties, including advisers and aggregators. 

We provide quality Life and Critical Illness protection products supported by a straightforward process. Our Critical Illness Plus product has received the Protection Guru Gold award after undergoing extensive benchmarking along with Protection Guru’s expert doctors’ analysis of critical illness definitions. 

We recently won the Outstanding Individual Critical Illness Product Award at the COVER Excellence Awards and received Highly Commended in the Protection Review Award’s Best New Product/Enhancement category.





HSBC Life understands that when it comes to providing protection no one size fits all.

We offer a selection of protection products designed to meet the needs of your clients with young families, mortgages, or older people looking to leave assets and legacies. 

Our life insurance and critical illness products are backed by:

  • Straightforward underwriting
  • Customer friendly claims process
  • No application paperwork to complete
  • Improved added service – including second medical opinions, unlimited, remote 24/7 GP appointments and prescription services, physiotherapy, an annual health MOT and mental health support
  • No GP reports
  • Children's Critical Illness included at no extra cost
  • Children covered up to age 23 regardless of education status (21 on core plan)
  • Clients with type 2 diabetes will have the opportunity for Critical Illness Cover with a three-day turnaround
  • Innovative nurse-screening with real-time dashboard and notifications
  • No severity requirement for heart attacks

We've partnered with Square Health who provide expert medical assistance and wellbeing support. Available to existing and new HSBC Life policyholders who apply via external distribution partners – benefits are accessible through the HSBC Life Online Health Services app.*

*HSBC Life Online Health Services are not part of the insurance cover. We have the right to change or remove these services at any time. This won't affect your client's insurance.


Why HSBC Life

Online Health Services

Pre-sales Underwriting Tool

Pre-Sales Underwriting Tool

  • Answers common pre-application enquiries across multiple medical conditions.
  • Provides an instant, indicative underwriting decision with any applicable loading.
  • Reduces time spent on applications that may not proceed.
  • Covers HSBC Life critical illness, life and life and critical illness products.

Find out more

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