Around since the start, Paragon have been helping UK landlords to grow their businesses for more than 25 years. 

From acorns to oaks, we’re here for your growth! We’re committed to supporting experienced professional, portfolio landlords, and dedicated to helping new landlords coming into the market.

Proc Fees

Product Gross     Min Net        Min
Buy-to-Let 0.55% 0.50%
Further Advances 0.55% 0.50%
Product Transfers 0.4% 0.37%
Short term finance 0.75% 0.70%
Product Type When does the lender pay PMS? Frequency
All Within 28 days of completion Daily
Second charge Day after completion Daily

Lenders send payments by BACS which can take anything up to 5 working days to clear at PMS. PMS then make payment to brokers once the funds have cleared in our account.  

Key Features

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    Individuals and limited company SPVs

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    No background portfolio limits

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    Complex property types

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    Forward funding facilities



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Register to place business with Paragon:

*Please select that you are a PMS Mortgage Club member when registering, placing business or checking existing payment route to ensure you receive the procuration fee quoted by PMS.

Buy to Let Second Charge Residential


Why choose Paragon?

  • A variety of landlords
    We lend to individuals, limited companies and limited liability partnerships
  • First-time landlords
    And first-time buyers when they’re applicant two, three or four
  • Large HMOs and MUBs
    We allow up to 20 sharers in a HMO or 20 units in a multi-unit block
  • Day one remortgages
    And we’ll lend against the new market value if the property has been refurbished
  • Flexible assessment on a landlords' background portfolio 
    We don’t have restrictions on the number of background properties
  • Short term finance
    Available for light, standard and heavy refurbishments
  • Forward funding facility
    Perfect for landlords looking to expand their property portfolios

Our products

As well as offering a range of fixed and variable rates in our buy-to-let product ranges, all of our discounted products benefit from our Track to Fix feature. This means that at any time during the discounted product term, a landlord can apply to switch to any of our product switch fixed rates available at that time, without incurring an early repayment charge.


What's next for the buy-to-let market? Opportunities and headwinds - The Adviser Podcast | Acast

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Buy-to-Let Application Process

Buy-to-Let Limited Company Lending

HMOs and Multi-Unit Blocks

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