Designed to help protect your clients and their families, L&G’s range of products help protect the things that matter most.
Life Insurance - Critical Illness Cover - Income Protection Benefit - Rental Protection Plan - Business Protection
We also offer
Low Start Income Protection – Executive Income Protection – Critical Illness Extra - Key Person Income Protection – Umbrella Benefits
What is Umbrella Benefits?
It’s our package of four added-value services and optional benefits that are ready to help protect against the unexpected – like carrying a brolly in case of rain.
Wellbeing Support - Gives your clients access to a registered nurse from RedArc Assured Limited, for personalised help at the end of the phone. Some of the situations that nurses can support with include menopause, mental health support, recovery from illness or injury and financial support.
Access is included as standard across all protection products.
Rehabilitation Support Service- It gives your clients access to our in-house team of specialist healthcare professionals, who’ll support their quicker return to health and work.
Included as standard across income protection products.
Private Diagnostics*- A blend of virtual consultations and in-person testing appointments, your clients get swift access to some of the UK’s top consultants for non-invasive diagnostic testing for cancer, cardiac or neurosurgical referrals.
Available at an additional cost of £4.50 a month.
Fracture Cover*- If your clients have an accident and sustain one of the 31 specified injuries, they can make a claim to receive a cash sum. The pay-out could help meet some of the extra bills associated with the injury.
Available at an additional cost of £5.90 a month.
To find out more about Umbrella Benefits, and what is and isn’t covered, visit our Umbrella Benefits web page.
Personal professional development is a must for every successful adviser. Not only does the FCA insist on at least 35 hours of CPD a year for those advisers in the retail market, but it makes sense to stay current, so you can give your clients the best service possible.
We also offer a selection of workshops which you can ask your dedicated sales team about.
Useful tools and pages
Link to the tools and calculators page you may find useful, Along with a full literature library.
We also offer adviser toolkits
Other useful pages
State of the Nation - The report gathers insights from small and medium size businesses about the potential risks they may face, their awareness of risks, and how they as a business could mitigate them.
- 75% of businesses have some form of business dept
- 59% would cease trading within 12 months of losing a key person
- 73% of businesses had taken out Business Protection following advice
View the full report and infographic here
Deadline to Breadline – Did you know the average working household is only 19 days from the breadline? That’s a 21% decrease since April 2020 in the length of time they’d be able to cover basic living costs.
- How long it would take someone to reach the ‘breadline’ if they lost their income
- What’s preventing your clients from engaging with their financial plans
- How client buying behaviours are changing in response to the cost of living crisis
Download the report
The secrets of protection success - Learn the secrets of protection success from advisers, for advisers. Are you ready to become a top protection seller? Our latest research, The Secrets of Protection Success, shares the winning formula used by some of the industry’s top protection advisers, designed to help you achieve better outcomes
Download the report
Statistics are more than just numbers.
In 2021, Legal & General paid out over £797 million in individual protection claims supporting 16,890 customers and their families. They also supported families who lost loved ones due to factors attributable to Covid-19, paying out over £73 million in Life Insurance claims to 1,579 families
Access claims stats
For sales enquiries - We are excited to announce that for 2023, we will be launching a protection sales teams dedicated to you, effective from the 1st January. This means that our team of field and telephony-based Business Development Managers, will now be even better placed, to help your members grow their protection business.
Call us – 03450 705018 (Monday to Thursday 9.00am to 5.00pm and Friday 9.00am to 4.00pm)
Email us – [email protected]
For service enquiries - Dedicated Partner First Team - Your team looking after all your new business pipeline and existing business queries.
Call us – 0370 142 0007 (Monday – Friday 9am-6pm)
Email us – [email protected]
Webchat – Chat online with your dedicated new and existing business support teams for queries regarding protection policies. Live chat is available Monday – Friday, 08:00 - 17:00 (type “PFST” and click launch chat to join your prioritised queue) Access via OLPC
Our Pre-sale Underwriting Team enhanced pages provide you with easier access to their Pre-sale Underwriters, online tools and a new pre-submission form, helping you attain your indication of terms
Listen to our new Podcast ‘Just Covered’ designed by advisers, for advisers