LendInvest

LendInvest

Our goal is to make how you apply for mortgages quicker, easier and better value. We work to support you and your professional clients to realise their ambitions by giving them flexible criteria and the funding they need to expand and grow their property portfolios and businesses with our Buy-to-Let and Bridging finance.

Proc Fees

Product Gross Net
Buy to Let 0.7% 0.6%
Bridging Finance 1.5% 1.25%

Overview

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*Please select that you are a PMS Mortgage Club member when registering, placing business or checking existing payment route to ensure you receive the procuration fee quoted by PMS.

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Using LendInvest means a simpler way to get your clients the financing they need.

Time-saving technologies

  • Online calculators for instant quote across Buy-to-Let and Bridging products
  • A simpler application process for Buy-to-Let through our online portal
  • New, purpose-built online portal for Regulated Bridging applications
  • Time-saving technologies, like using electronic signatures for applications, direct debit mandates and offers, and Onfido for digital ID check
  • Open Banking to reduce the amount of documentation that needs to be provided, saving both you and your client time on Buy-to-Let.

Supporting your professional clients is our business. That’s why we’ve made growing Buy-to-Let portfolios through larger loans and Bridging Loans up to £15 million key features of our product range.

Rates for Buy-to-Let products of all sizes

  • ICR at 5% or lower
  • Same product rates for individuals and limited companies
  • Rates starting from 2.99%
  • LTVs up to 75% for two and five year fixed
  • 75% LTV products from 3.49%
  • Loans up to £750,000 for standard properties
  • HMOs up to 10 rooms and MUFBs up to 10 units
  • Loans up to £1,000,000 for Large HMO and MUFB
  • HMO minimum property values reduced, £250k in Greater London and £100k elsewhere
  • Valuation fees are £150 for standard properties
  • £500 cashback on legal fees for 5 year fixed, standard property deals

Bridging products for any project

  • Lending up to 75% LTV for residential and auction deals
  • Up to 70% LTV for semi-commercial
  • Up to 65% LTV for commercial and land
  • Loans up to £15 million
  • Flexible purposes across auction, development exit, bridging and Bridge-to-Let
  • £600 green cashback offer on Bridge-to-Let finance
  • Bridging finance rates starting from 0.55%
  • 75% LTV resi bridging from 0.85%
  • Specialist teams for small loans up to £500,000 for fast, simple transactions and a large loans team for more complex cases
  • Serviced and retained interest
  • No exit fees
  • No application fees to assess a deal

Quick online illustrations and submit deals using our calculators here.

A human touch

  • Direct access to our underwriters to keep the process easy from start to finish, not just the online part
  • Field-based BDMs available in your area.

Flexible criteria

  • Support for purchases of up to 10 properties in the same postcode
  • Backing first-time landlords as well as experienced ones
  • Flexible income requirements for experienced landlords
  • Funding for companies up to 3 layers
  • Tiered maximum exposure limits up to £5 million
  • No portfolio size limits.

Tools & Calculators

Use the Buy-to-Let or Bridging calculator to get an instant indicative quote for your clients, it is up to date with our latest rates so you have an accurate picture of their potential borrowing.

Buy-to-Let calculator

View Buy to Let Calculator

Bridging Calculator

View Bridging Calculator

Registration

Register for our Broker Portal to see a simpler way to Buy-to-Let, and be kept up to date with our latest news and offers.

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