Overview

About our income protection products

My Earnings Protected

• Choice of claim period - Long-term or Short-term (2 years)
• Own occupation cover
• No premium loading for occupation, smoking or hazardous pursuits [1]
• Guaranteed premiums with a choice of level or annual escalating [2]
• Optional Severe Injury Cover protecting against injuries from day one
• Benefit payable from 1, 4, 8, 13, 26 or 52 weeks including split deferred
• Cover up to 65% of earnings
• Guaranteed insurability options
• A range of additional benefits
• Option to add My Extra Benefits

[1] Excludes motor sports
[2]Subject to age band increases, indexation and contract changes
 

Income Assured Enhanced [3]

• Own Occupation cover
• No premium loading for occupation, smoking or hazardous pursuits [1]
• Guaranteed Premiums [2]
• Benefit payable from 1, 4, 8, 13, 26 or 52 weeks
• Cover up to 60% of earnings
• Guaranteed Insurability Options
• Option to build a capital sum and share in Society's profit

Find out more about our products here.

Login or Register Here

[1] Excludes motor sports
[2]Subject to age band increases, indexation and contract changes
[3] Advisers must be authorised to advise on investment business (formerly CF30) 

Member Case studies 

Meet Anna, a member of Cirecester Friendly

Anna's Story - Watch now

Useful links:

Downloads

My Earnings Protected PDF Income Assured Enhanced pdf

Advisers:

Find out more about our products here:

Advisers

Login or register here:

Login