Keystone Property Finance
Keystone Property Finance

Keystone Property Finance

Keystone Property Finance is a specialist BTL lender for intermediaries only. Keystone can lend to landlords borrowing both personally and through a variety of corporate structures including SPVs, LLPs and trading limited companies.

It has established itself as one of the go-to lenders for brokers who have landlord clients with complex borrowing requirements and for those looking to finance higher-yielding properties such as HMOs and multi-unit freeholds.

Keystone uses a cloud-based AIP and application system that enables brokers to transact cases quickly and efficiently.


Key Features

Proc Fees

Product Gross Net
All Products 0.8% 0.7%
Product Transfers 0.45% 0.43%
Product Transfers Plus 0.55% 0.53%
Switch & Fix 0.2% 0.19%
Product Type When does the lender pay PMS? Frequency
All Day after completion. Daily.

Lenders send payments by BACS which can take anything up to 5 working days to clear at PMS. PMS then make payment to brokers once the funds have cleared in our account.  

Key Features

  • Up to 80% LTV
  • HMOs and Multi Units up to 15 occupants/units
  • Portfolio lending up to £10m
  • Maximum £2m loan per single property

Post Code Restrictions: Lender-InfoBoxWhite

England & Wales only

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Register to place business with Keystone Property Finance:

*Please select that you are a PMS Mortgage Club member when registering, placing business or checking existing payment route to ensure you receive the procuration fee quoted by PMS.

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