Ecology Building Society

Overview

Why Choose Ecology Building Society?

At Ecology, we do more than provide mortgages – we help people build a sustainable future. Partnering with us means offering your members access to unique lending solutions designed to support projects that are good for people, communities, and the planet.

1. Specialist in Sustainable Mortgages

• We’ve been championing green, self-build, and renovation projects for over 40 years.
• Our lending criteria are tailored to support eco-renovations, self-builds, and energy-efficient homes that other lenders often overlook.

2. Incentives for Energy Efficiency

• Our C-Change mortgage discounts reward borrowers who build or improve the energy efficiency of their property.
• The greener the home, the better the rate – helping borrowers save money and cut carbon emissions.

3. Flexible Approach to Complex Cases

• We look beyond “standard” cases and support projects such as:
  • Self-builds and custom builds
  • Renovation of derelict or unconventional properties
  • Community-led housing and co-housing schemes
  • Conversions, eco-upgrades, and listed buildings

4. Personal, Expert Underwriting

• Every case is assessed individually by an underwriter who understands complex cases.
• This ensures a fair and considered approach, rather than a “computer says no” decision.

5. Values That Align with Your Members

• Working with us means your members can access lending that reflects growing borrower demand for ethical, purpose-driven finance.

6. Partnership You Can Trust

• We’re committed to strong broker relationships, with a dedicated team to support clubs and networks.
• Transparent communication and quick decision-making help you give clients the clarity they need.

Geographical / Postcode restriction or other important note before advisers go through application process:

lend throughout the UK