Standard Life Home Finance
Standard Life Home Finance

Standard Life Home Finance

Standard Life Home Finance is a lender you can trust to put you and your clients first. We take pride in being capable, transformative and supportive, with our later life lending capabilities giving you a competitive edge to help transform retirement outcomes for your clients through our range of Horizon lifetime mortgages.

Proc Fees

2.90% 2.75%

Key Features

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    Fixed early repaymemt charges for eight years

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    Partial repayments from day one

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    Permanent exemption from early repayment charges on death/admission into long-term care of borrower one 

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    Guaranteed inheritance protection



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Register to place business with Standard Life Home Finance

*Please select that you are a PMS Mortgage Club member when registering, placing business or checking existing payment route to ensure you receive the procuration fee quoted by PMS.


We know how important service and speed of application is to you and your clients. That’s why we’ve developed our connect online portal; capable of creating KFIs in seconds and delivering a paperless application process designed to get to an offer quickly and efficiently.

When it comes to supporting the later life lending market, Standard Life Home Finance gives you a commitment that nothing is more important than making sure the needs of advisers are met and exceeded – from application to completion and beyond, we respect the trust you put in us with every recommendation you make for one of our plans.

All of our tools, for example, our loan-to-value, partial repayment and inheritance protection calculators, are designed to help save you time during your factfinding process, aid client conversations and fundamentally help you build and grow your later life lending business.

On top of that, we also provide marketing support to aid in your business development and adviser education programmes, which are available to those looking to enhance their understanding of both our Horizon product range and equity release.

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