ModaMortgages

Overview

All our processes are designed to help you, and we're 100% dedicated to the intermediary market with a willingness to lend thanks to our diverse and secure funding model.

Our personalised application process is stripped back to the essentials, offering speed of service, saving time for everyone. With clear criteria up front and a 100% online application, we consistently offer quick processing, backed by a dedicated, straight-talking support team.

That means you can always stay on top of cases and keep your clients up-to-speed too.

We offer competitive mortgages for a variety of landlords. All of our products are underpinned by clear criteria with no surprises, so you'll always know where you stand.

Support for a range of landlords and property types - Large and small portfolios, limited companies, individuals, first-time buyers and first-time landlords.

More certainty earlier - Quick and consistent decisions with our instant DIPs, plus our buy to let calculator includes a background portfolio check.

100% online - Our simple online application process will speed you up, not slow you down.

Excellent service delivery on each case - We know your time is precious, so our broker support team is here when you need them through live chat or on the phone

Criteria highlights include: 

• Up to 75% LTV
• No minimum income for loans less than £1 million
• Top slicing available 
• Range of property types acceptable, incuding houses, flats, new builds, HMOs (up to 6 bedrooms) and MUFBs (up to 6 units)
• £ for £ remortgages assessed at pay rate, helping your clients with affordability constraints on short-term fixed rate products
• We value the experience of portfolio landlords - no extra forms to fill in, just a few additional questions in the application to ensure we fully understand your client

Geographical / Postcode restriction or other important note before advisers go through application process:

No restrictions on postcodes in England and Wales.