Overview
Post Code Restrictions: 
Afin bank are not currently lending in Scotland
Lending to clients who originate from anywhere in the world who are living and working in the UK on a visa.
6 months minimum UK residency
Self-employed borrowers – complex income accepted e.g. multiple sources/directors loan income/net retained profit/forecast income (6 months + into current year)
Professionally qualified clients can borrow at enhanced criteria:
- Up to 90% LTV
- Up to 6.5x income
Deposits from family members based overseas accepted, subject to satisfactory DD.
Flexible remortgage loan purposes including 100% debt consolidation, property investment, business use and tax bills
First time buyer / first time landlord for Buy to let accepted
Consumer buy to let transactions accepted
Bespoke affordability considered for high-net worth (HNW) clients, with consideration for liquid and illiquid assets