Buckinghamshire Building Society
Buckinghamshire Building Society

Buckinghamshire Building Society

The Buckinghamshire Building Society is a traditional local building society, with one branch based in the picturesque village of Chalfront St Giles in Buckinghamshire.

Incorporated in 1907, the society has a long history of providing quality products and service to the local community and further afield.

The Buckinghamshire Building Society lend nationally in England and Wales, mainly in the prime owner occupied market.

Proc Fees

Product Gross Net
All Products 0.40% £4,000 Max 0.38% £4,000 Max
Contractors 0.42% £4,000 Max 0.40% £4,000 Max
Buy to Let 0.42% £4,000 Max 0.40% £4,000 Max
Product Transfers 0.22% £4,000 Max 0.20% £4,000 Max
Product Type When does the lender pay PMS? Frequency
All Paid 7 days after completion. Daily.

Lenders send payments by BACS which can take anything up to 5 working days to clear at PMS. PMS then make payment to brokers once the funds have cleared in our account.  


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Register to place business with Buckinghamshire Building Society:

*Please select that you are a PMS Mortgage Club member when registering, placing business or checking existing payment route to ensure you receive the procuration fee quoted by PMS.


Their specialist mortgage products are aimed at helping customers with complex incomes, diverse circumstances or credit issues to purchase or remortgage their home.

Their manual underwriting process offers the opportunity for successful outcomes for customers as they look at each case on an individual basis, taking a sensible and pragmatic approach to lending.

All mortgage enquiries and applications received are individually assessed without being dependent upon a credit score but are subject to status and clear evidence of affordability. 

Reasons to choose them

  • No credit scoring 
  • Complex incomes considered
  • No max age
  • Interest only available
  • All cases are manually assessed taking overall circumstances into consideration
  • Cases are considered on suitability and affordability
  • Unusual properties considered
  • Credit issues considered
  • All types of income are considered 
  • Multiple loan parts available
  • Loans from £20k  up to £1.5m

Products they offer

  • First time buyers
  • Family Assist 
  • Joint borrower sole proprietor
  • Income or deposit light
  • Shared ownership
  • Self Build
  • Custom Build
  • Later life lending
  • Buy to Let
  • Individual landlords 
  • Consumer 
  • Limited company 
  • Contractors 
  • Non standard credit 

Their service standards

  • Dip submission to dip decision 2 working days
  • Application to underwriter decision 10 working days
  • Application received to mortgage offer average turnaround 25 day