Overview
Register 
Register to place business with Harpenden Building Society:
*Please select that you are a PMS Mortgage Club member when registering, placing business or checking existing payment route to ensure you receive the procuration fee quoted by PMS.
Email
Login
If everyone’s scenarios were the same, the world would be a far less interesting place. This is evident when it comes to property and mortgage applications. This is where we can help as we welcome those unusual, unique and quirky circumstances.
We pride ourselves on being flexible and accommodating, this can especially be seen through our consideration of many income sources when determining mortgage affordability. These include salary, bonus and commission, self-employed income, foreign income, pension and investment or trust income.
Our policy of lending to people in different types of employment has also kept pace in an ever-changing environment. We lend to people who are employed, self-employed, retired and contractors.
Key Features:
- Diverse product range including Residential, Later-Life, Self-Build, BTL, Holiday Lets and Second Homes
- Maximum loans considered of £2.5M for Residential and £2M for Self-Build
- Guarantor and JBSP considered
- Credit Repair product range offered
- Up to 75% LTV Interest Only
- Complex income streams and recent changes in employment type
- Wide range of income types considered including overseas income
- Quirky and unusual property types considered, including up to 3 properties on one title
- No upper age restriction and up to 4 borrowers per application with all incomes considered
Case Study
Mortgage E-book
Affordability Calculator