Saffron for Intermediaries

Saffron for Intermediaries, the dedicated intermediary lending channel for Saffron Building Society, recognise not all customers are the same and some can find themselves in situations which present quite a challenge when trying to find a mortgage. Although they may be perfectly creditworthy, their circumstances may make it very difficult for you to find a lender who's able to help.

Saffron's 'Specialist Situations' range has been designed with such borrowers in mind. It doesn't matter if they're landlords wanting to refurbish a rental property for professionals seeking higher LTV loans, Saffron is able to help.

Procuration Tables

Gross fee paid by lenderProcuration fee to intermediary

FTB, Next Step, Everyday own acc/occ and BTL mainstream 3 year discounts 0.40%

Self-employed, Professional, Contractors 0.50%

Buy to Let & Residential 0.45%

Self-build 1.00%

All information correct as at 10/12/2019

FTB, Next Step, Everyday own acc/occ and BTL mainstream 3 year discounts 0.35%

Self-employed, Professional, Contractors 0.40%

Buy to Let & Residential 0.4%

Self-build 0.90%

All information correct as at 10/12/2019

Overview & Benefits

With a dedicated team of BDMs ready to help with your query, Saffron's mortgages cover a wide range of 'special situations' from an occupational range for contractors, professionals or self-employed, to expat buy to let and self build. They include a number of features you may not expect: product options with no ERCs, the ability to have options such as interest only and on selected products the facility to make capital repayments enabling your customer to move to a lower rate.

All applications are individually assessed by skilled underwriters (Saffron doesn't credit score) they take into consideration your customer's individual circumstances, apply common sense and provide a personal and reliable service.

The Special Situations product range includes mortgages for:

  • Landlords, including those buying rental property in need of refurbishment
  • Borrowers moving up the housing ladder who need a 95% LTV loan
  • The self-employed who have just one year's accounts
  • Professionals such as doctors, lawyers and financial experts who require a higher LTV
  • Borrowers building their own homes
  • Expat buy to let
  • Lend up to 95% on New Build houses

Saffron also offers a bespoke mortgage service for borrowers whose requirements fall outside its standard product range, with criteria and rates being determined on a case-by-case basis.

Saffron only lends in England and Wales.


Saffron House
1A Market Street
Saffron Walden
CB10 1HX


​For enquiries

Call your dedicated BDM: 

Holly Andrews - 01799 582 885

Email: [email protected] 



​Registration Process

Register via their online portal.