Stafford Railway Building Society

Stafford Railway Building Society have been offering mortgages throughout England and Wales for over 140 years. Operating from a single site in the centre of Stafford, you will always be able to contact a member of their mortgage team directly and can discuss your quirky cases with an underwriter directly.

They understand that not every case is conventional, and with the ever-changing way mortgage customer are choosing to work, live and expand their portfolios, they are here to help the unconventional. They also credit check, not score all their mortgage applications.

They specialize in Ex-Pat Buy To Lets, New Builds, Complex Incomes, Self-Build Properties, Retirement Properties and Repatriation Mortgages.

Procuration Tables

Gross fee paid by lender                                                                                                           Procuration fee to intermediary

All products 0.40%
​All products 0.37%
​All information correct as at 12/11/2018
​All information correct as at 12/11/2018

​Overview

Stafford Railway Building Society have been offering mortgages for over 140 years, lending throughout England and Wales. Operating from a single site, you will always be able to contact a member of their mortgage team and can discuss your quirky cases with an underwriter directly.

EX PAT BUY TO LETS

  • They lend in a wide range of countries including Australia, Hong Kong and Dubai
  • New build houses and flats up to 70% LTV
  • Holiday lets up to 70%

NEW BUILD

  • 90% LTV on all houses and Flats
  • Builder incentives and builder gifted deposits
  • Section 106’s and over 55’s apartments
COMPLEX INCOME

  • Manual underwriting of every case
  • Retained profits (previous financial year only)
  • Multiple income streams



SELF-BUILD (THROUGH BUILDSTORE)

  • 85% LTV for purchase of land and property
  • Renovations and structure conversions
  • Interest only available during the build

RETIREMENT PROPERTIES

  • Release capital for a variety of personal needs
  • Day 1 Remortgages

REPATRIATION MORTGAGES

  • No minimum time back in the UK required
  • No minimum time employed
  • Large loans of £500k plus


Address

Stafford Railway Building Society
4 Market Square 
Stafford 
ST16 2JH

​For enquiries

Phone:01785 223212

​Registration process

New user - register via the website https://srbs.co.uk/intermediaries/register/​