Howden Life & Health

Howden Life & Health

Howden Life & Health

Your referral partner for life insurance, health insurance, business protection

Meet the team

Ian Sawyer


Samantha Cross

Relationship Manager

Andy Leonard

Relationship Manager

About Howden Life & Health

Based in the beautiful Cotswolds Gloucestershire but serving the whole of UK, Howden Life & Health is a specialist life and health insurance intermediary, specialising in producing bespoke solutions for partner companies and websites.

Directly authorised and regulated by the FCA, registration number 176392, Howden Life & Health have an unblemished compliance record and a first class reputation amongst insurers, partners and customers alike.

Howden Group Holdings Limited recently completed the acquisition of A-Plan Group, which Assured Futures is part of. A-Plan, as one of the largest specialist insurance distribution groups in the UK, will create with Howden a new force in UK retail insurance market. 

The combined businesses will become one of the largest UK brokers, and the largest independent broker.

Our specialist areas are life insurance, private medical insurance, income protection, accident sickness and unemployment cover.

They also provide online insurance quotations for a range of insurance products backed by a team of professional advisers.

Howden Life & Health are proud to be founding members of the Protection Distributors Group (PDG) and executive members of The Association Of Medical Insurers and Intermediaries (AMII)

Howden Life & Health’s panel of insurers

...and many more

Why trust Howden Life & Health

  • No cross-selling guarantee
  • Trustpilot score 4.9/5.0
  • Established over 25 years
  • One of the widest panels in the UK
  • Recommended by Moneysavingexpert and
  • Award-winning
  • 2018, 2019 & 2020 Protection Review Health Insurance Advisor of the Year
Legal General awards

Commission Shares

Life Insurance 40% (of initial indemnity commission, Ave: £201 to member)

Health Insurance 40% (of year 1 front loaded commission, Ave: £193 to member)

Income Protection 40% (of Initial indemnity commission, Ave £219 to member)

Accident Sickness and Unemployment 100% (of year 1 renewable income, Ave £89 to member)

Business Protection (Key Person, Shareholder, Relevant etc) 40% (of Initial indemnity commission, Ave £219 to member)

Group Life or Health 40% (if initial commission) 100% (if flat commission, of year 1)

What is Your rewards

Free for every policyholder

  • A free will worth up to £130 with every policy, from MyLastWill
  • Helplines for financial, legal, bereavement, physical and mental health support, from Health Assured
  • Free quarterly Prize draw – client wins their next 12 months premiums back
Assured Rewards image, Valuable FREE additional services whilst a client of Assured Futures: Free Will, free prize draw, free Health support