Overview

Who is Royal London Equity Release? 

Royal London Equity Release may be one of the newer entrants to the equity release lending market, but we bring something distinctive: the strength and heritage of Royal London combined with a commitment to responsible lending and adviser-led product design. Our approach is rooted in a holistic view of retirement, helping you to support your clients with solutions that integrate later life lending into broader financial planning. Backed by the UK’s largest mutual life, pensions and investment company, we offer flexible Lifetime Mortgage products designed to deliver long-term value, transparency and trust. Embedding those mutual values, our leaders can prioritise customer outcomes, ensuring that you and your clients benefit from trusted products and dedicated support throughout the lifetime of the loan.

Our later life lending solutions

We provide the Royal London Equity Release product range, a carefully designed suite of Lifetime Mortgages that allow homeowners to unlock the value held in their home. Whether your client is planning for the future or navigating a change right now, our solutions aim to provide flexibility and control. Our products may be suitable for a variety of homeowners over the age of 55 across England, Wales and Scotland. We consider Consumer Duty throughout our product design process, with features informed by adviser insight that aim to provide good customer outcomes.

What do we offer?

Three options, to support a range of client needs 

We provide three simple Lifetime Mortgage solutions. Your clients can choose from our Core Standard, Core Premier and Principal products.

Strength that you can rely on
 
We’re backed by Royal London, which means that you and your clients can benefit from the credibility and security of a lender backed by a well-established name.  

Designed with advisers, for advisers  

From product features to portal functionality, our offering is shaped by real insight from the adviser community. We’re not just experts, we’re listeners, and we value your feedback and trust. We’re always looking to improve our service, and we strive to ensure that you and your clients are satisfied 
throughout the Lifetime Mortgage journey. 

We are limited to accepting properties in England, Wales and Scotland. Premier is only available for properties in England.